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Archive for December, 2012

Sold the house!

December 31st, 2012 at 08:42 pm

On Dec. 7th, we got an offer on the spec house that my house built. I did not want to count on it until we got all the appraisals done, but they all came thru. It looks like a done deal.
We did not get what we wanted for the house and we had to take a piece of property as part of the deal. I did not want any more land as we bought 7 parcels in the past two years. However, this is a beautiful 2 acres with a great view, so i think it will sell when things pick up.
Hubby is in the middle of spec house two, so we need to get rid of spec house one. The closing is set for Jan. 25th, so I am excited.

p.s., I don't know why I said, "my house built, I meant to say my hubby built, but I don't want to go back and erase everything!"

excited about 2013

December 29th, 2012 at 08:19 pm

I am excited about the year 2013! I am hoping this will be my lucky year, After all, my lucky number is 13! Dh and I were married on Friday the 13th of May. His social security number ends in 13. Our post office box number is 13. Even our phone number starts with 13.
So, I hope to save at least $13,000 in the $20 challenge next year. I am up to $11,454.00 for this year, so I will just have to try a little harder! Wish me luck!

Good job on shopping!

December 28th, 2012 at 10:23 pm

I had to stop at the grocery store for a few things today. I noticed that they had diet sprite on sale. I always stock up when that happens.
I only spend $20, but saved $10 with my advantage card. I will add that to my challenge money.

Prev. total $11,444.00
today 10.00
new total $11,454.00

s/s check arrived!

December 28th, 2012 at 06:37 pm

My s/s check was deposited to my account yesterday. I always add it to the $20 challenge because it is money I did not use to get and I have never spent one penny of it. It all adds up!

Prev. total $10,940.00
today 504.00
new total $11.444.00

Merry Christmas!

December 25th, 2012 at 04:41 pm

I just want to wish everyone a Merry Christmas day! Dh and I have already opened presents and have put everything away!
We are joining some good friends this afternoon for a christmas dinner at their house.

There is a funny story about this friend. I met her on line on a local forum in our town. We started having forum gatherings so we could meet each other in person. This all happened about 6 or 7 years ago.

As it turns out, my "new" friend and I graduated from the same high school. She is in my yearbook; just 2 grades behind me. It is a small world. Enjoy your day!

Property taxes

December 23rd, 2012 at 10:23 pm

My property taxes were due on Thursday and I paid them in person. It came to $3500, plus I have two more tax bills for other counties. I hate that the payments are right before christmas! The other two bills are due after the first of the year!
Christmas is very quiet this year. We may go out to dinner tomorrow night just cause I am so bored with sitting at home.
I have some more one dollar bills to add to the challenge.

Prev. total $10,935.00
today 5.00
new total $10,940.00

lots of singles!

December 22nd, 2012 at 09:51 pm

I noticed that my wallet is just full of singles. I will start adding them to my $20 challenge for the rest of the week.
We went to a small christmas party last night and enjoyed it very much. We will be spending christmas day with friends.

Prev. total $10,930.00
today 5.00
new total $10,935.00

Last check of the year!

December 21st, 2012 at 08:55 pm

I got in the mail today, what will probably be my last check of the year except for my social security check. It is a dividend check from Wendy's and will be added to the $20 challenge.

Prev. total $10,908.00
today 22,00
new total $10,930.00

grocery savings this week.

December 21st, 2012 at 08:50 pm

I went to the grocery store twice this week; Tuesday and Wednesday. I am stocking up on diet sprite which I do when it goes on sale. For the two days, I managed to save $30 which I will be adding to my $20 challenge!

Prev. total $10,878.00
today 30.00
new total $10,908.00

i got a raise!

December 15th, 2012 at 09:55 pm

Starting next month, Uncle Sam will be giving me a raise. Instead of $504 a month in social security a month, I will be receiving $509! I wonder what I will do with that extra $60 in 2013??

I just got my mail and I got a dividend check from Tim Horton, which will be added to the challenge!

Prev. total $10,848.00
today 30.00
new total $10,878.00

tipping!

December 14th, 2012 at 07:31 pm

Other than at a restaurant, I don't find many occasions to tip. I have been coloring my own hair for years, so I have not been to a beauty parlor since I was a teenager. I don't ride around in taxis; we don't even have one here any longer.
Today, I decided to give a tip to the girl who does my dog grooming for both dogs.
I gave her a check for $75 and she came out and gave me a hug. It makes me feel good that she was so happy. I hope she has a good christmas!

christmas cards

December 14th, 2012 at 07:27 pm

Is it just me, or are you getting fewer christmas cards this year? I think it must be the economy. I certainly have not sent out many cards myself.

pinecone check

December 13th, 2012 at 09:09 pm

I got a pinecone check in the mail today. I is always fun to get these! I will add it to my challenge money.

Prev. total $10,845.00
today 3.00
new total $10,848.00

grocery shopping nightmare!

December 12th, 2012 at 07:31 pm

I did my grocery shopping yesterday. We have a very nice, new Ingles. They remodled the store and few years ago and doubled it in size. We have the biggest Ingles in the state of Georgia.
I was very upset to visit the store yesterday and find out they had moved all the aisles and ALL of the products. I could not find anything and the place was a mess.

I did save $5 using my advantage card; I had two no use gas days ($4) and the stock market went up ($1), so $10 to add to the challenge.

Prev. total $10,835.00
today 10.00
new total $10,845.00

christmas shopping!

December 10th, 2012 at 03:03 pm

We did quite a bit of christmas shopping this weekend and spent $300. First we bought an artificial tree for $90 complete with lights. We use to always put up a real tree, but that is a lot of work.
I bought one of those pull up trees, but they really don't look very good in the daytime. Dh got the tree all put up and decorated. He got all the lights outside put up a week ago, so we look very christmasy.
I got a good deal on a drill he has been needing. It was usually $189 but we got it on sale for $99. My husband, being a builder, goes thru a lot of tools.

kidney stone

December 7th, 2012 at 10:02 pm

My husband was sick all night Wednesday night. He stayed home from work yesterday; unusual for him. He goes to work even if he is sick.
This morning, he passed a kidney stone. What a relief! This is about the 6th one he has had, but it has been a while.

Found a quarter!

December 6th, 2012 at 06:56 pm

On Tuesday, I found a quarter in a newspaper machine. I have been keeping track of found money this year, and I am NOT very lucky.
The last time I found a coin was on July 9th of this year. I have never found any paper money.

My grand total for the year, $1.06! Hey, I'll take it!!

coin jar

December 5th, 2012 at 06:21 pm

I took my coin jar to the bank yesterday! I have one and so does dh. I keep mine counted, so I know how much went to dh. I also saved $7 using my Ingles advantage card, so I have a total of $47 to add to the challenge.

Prev. total $10,788.00
today 47.00
new total $10,835.00

Christmas lights

December 2nd, 2012 at 08:34 pm

Dh worked most of the day today putting up the christmas lights. Our neighbor put some up this weekend but he left them on all night! I am too frugal for that. We put our lights on a timer so that they come on about dark and turn off at 9 pm.
The stock market went up 3 points on Friday and I had a no use gas day, so $3 for the $20 challenge.

Prev. total $10,785.00
today 3.00
new total $10,788.00