My roses are starting to bloom. Dh has planted many flowers and the place looks nice.
Well, the braves are not helping my challenge money. This is the longest losing streak I can remember.
The stock market went up yesterday, I saved $5 using my advantage card and I got $1 in the mail today. The survey company wants me to keep track of how much money I spend in the month of May. So, I will do it.
Previous total $9043.00
new total $9050.00
Archive for April, 2010
My roses are starting to bloom. Dh has planted many flowers and the place looks nice.
i did a pinecone survey a few days ago and got a check in the mail today for $3. Pinecone is so prompt, I like that.
I also made a personal loan to a friend to buy some property. He is paying me interest on the loan and gave me a check for 6 days interest. The check is for $25.64. I will round that down to $25. I never count the cents when I am doing the $20 challenge, but I am very aware that cents due add up!
Prev. total $9015.00
new total $9043.00
I got my usual monthly check deposited to my checking account yesterday and as always, I am adding it to my challenge money.
I chose to take social security payments as early as I could, but i have never spent one penny of these checks. I save them all.
Did you know you can take social security early and when you turn 70, you can pay it all back to the s.s.admin. and get the higher pay out. You don't owe them a penny more than they paid you. You pay no penalty or interest. The interest you make on the money is yours to keep. Sounds like a pretty good deal if you think you will live a long time.
I don't come from a family of long lived people. My father died at age 55. My sister died at age 59. My mother got cancer at age 55, but recovered and lived til age 70, when she died of a recurring cancer.
Prev. total $8529.00
new total $9015.00
It has been two weeks since I have eaten out. I am proud of myself. I haven't gone this long without eating out in I don't know how long!
Even tho we did not spend a lot each night, still it adds up! I just hope we haven't hurt the restaurant business!!
I did my grocery shopping today and saved $6 using my Ingles card. It was also a good mail day. I got a $50 check for using my Chase rewards card and a refund of $85 for cancelling the insurance on the old work van that we sold.
This will all be added to the challenge money.
Prev. total $8388.00
new total $8529.00
Friends of ours invited us over on Thursday night. It was fun. We just made sandwiches, had a few mixed drinks and sat out by the creek.
Even tho they live local, they live on a mountain top with a great view. They wanted the best of both worlds, mountain view and creek side.
So, they bought an RV lot in an RV park, right on a creek. They have a very nice RV parked there too.
It made me realize that we should spend more of our evenings sitting out by our creek!
dh got ambitious and is repainting our deck right now. It hangs over the creek and has lights on it. He has already painted the swing benches that we keep on the deck.
No good news about the braves games lately but I do have 7 one dollar bills in my wallet, so I will add that to the challenge.
Prev. total $7381.00
new total $7388.00
I saved $5 at the grocery store today, using my Ingles advantage card. I had a $4 off CVS coupon that I used when I bought prilosec. Plus, I have 7 other one dollar bills, so a total of $16 one dollar bills to add to my challenge.
Prev. total $8365
new total $8381.00
p.s. and I also found a quarter at Ingles!
I went without the heat running for almost two weeks. It got pretty cold this weekend and I had to turn the heat back on, on Monday.
Every Monday, we play bridge at my house and I can't let my guests freeze, so I turn the heat up to 68. They are still cool, but I am sweating!
Yesterday I got my older dog groomed (haircut) and she was shivering in the house. I just got her heating pad out of the closet for her to lay on, when the power went out.
Even dh was complaining how cold he was in the house. After about an hour, the power came back on and I heated the house up to 66, so if the power went out, it woulded be too cold.
I got my electric bill in the mail and it was only $88. Not bad for a 3200 sq. foot house plus extra double garage with bath and efficency room above. That is $90 under budget, so I will add that to my challenge money.
Prev. total $8275.00
new total $8365.00
My little dog, Molly, a malta-poo is a year old now. I wonder when she will quit acting like a puppy? She gets into everything. We can't leave anything where she can reach it. I was upstairs when I heard her playing with something. She had gotten hold of my husband's work shirt and was dragging it around the room. When I got there, she had a pack of matches and was busy chewing on them. (He doesn't smoke, but he was burning rubbish)
Today in the mail I got an income tax refund. As this is the first time in years we have ever gotten anything back, I am going to add it to my challenge money.
Prev. total $7608.00
new total $8275.00
I am curious, do kids still walk to school. I moved from Norfolk, Va. to Florida when I was in 3rd grade. From then on, I had to walk to school until I was a senior and had my own car. (which I paid for all by myself) The bad part about it was I had to carry lots of heavy books cause I did a lot of studying. I guess that is why most kids were not overweight back then.
I got a check in the mail for $55 today to pay me back for a car tow I had last month. I will use that, the $1 for the braves win and $2 for a no use gas day yesterday, to add to the challenge.
Prev. total $7550.00
new total $7608.00
We live in a small town , so our newspaper is only published once a week. At the back of the paper every week is the listing of foreclosures.
I live in the North Georgia mountains and it is a very pretty place to live. We have a lot of move up people coming here from Atlanta and from Florida. About 5 years ago, the housing boom really took off up here.
Because you did not have to be licensed to be a builder, everyone became builders! WE have about 500 subdivisions, or more, in out small county of population 19,000. (up from 7000 20 years ago)
The list of foreclosures started about 1 1/2 ago and every week it seems to get longer and longer.
I am amazed at how many names I recognize in the paper. I feel so sorry for them. Many of the names are of prominate business people.
I was hopping that things would be better by now, but I read a magazine article that says things will get even worse in 2011 because many arm mortgages will get reset to a higher rate in 2011.
I can't tell you how much safer I feel, having a paid for house.
We sold our old van and the guy just picked it up. We are down to being a 5 car family for the first time in years. It will be nice to cancel that insurance next week.
One of our workers has been paying payments on the van for the last 4 weeks; he just gave us the last $250.
So, I am taking that money, plus $2 from the braves last two wins and the $2 for a no gas day yesterday and adding it to the challenge money.
Prev. total $7296.00
new total $7550.00
Yup, today is April 14th, tax day! I mailed off my estimated tax yesterday.
Today I made a few deposits to the bank and took it my change for counting. I got back $32 which will be added to the challenge, the braves won, the stock market went up yesterday and I had a no use gas day yesterday. All in all, I have $36 to add to the challenge.
Prev. total $7260.00
new total $7296.00
Opps, I just discovered another $200 that I had put in a savings envelope, that needs to be added to the $20 challege.
I am making a savings deposit tomorrow. I need to build my savings back up. I wrote 2 big checks last month; one to pay off my 2008 car and one to fully fund both of our IRA's.
Prev. total $7060.00
new total $7260.00
I am making a deposit to the car fund account tomorrow, so I am adding in the $180 that I have in that envelope. Whenever I have any extra money, I will add that to the car fund.
I also received a check for almost $1900 in the mail. This is a mutual fund account that I opened for my oldest granddaughter several years ago. I hate that she wanted me to close the account, but she wants to use the money to take online classes. Well, this should give her a good start.
Prev. total $6880.00
new total $7060.00
We stopped and got gas for the new car for the first time. I hated that I had to pay $3.03 a gallon, but I am pleased that I have not driven that much. I got the car on March 17th and yesterday was the 12th, plus I still had a quarter of a tank left.
The car dealership filled it up for me when we picked the car out.
I can remember the first brand new car that I ever got. It was a 1967 yellow cougar. I ran out of gas on my way home from the dealership! Back then, gas was under 30 cents a gallon, cause $3 would fill her up!!
It is so beautiful here in North Georgia. All of the trees are in bloom. I love the dogwoods and the Bradford Pear trees. They are so pretty. Spring finally!
I saved $6 using my Ingles advantage card while grocery shopping today and I found my first penny of the year! I wish I had better luck at finding change.
Prev. total $6874.00
new total $6880.00
Monday is my favorite day of the week, cause we play bridge on Monday's. We all took a beginner's bridge class together 2 years ago and we get together once a week to play, usually at my house. We eat all kinds of junk food and have a great time. One of the ladies called late last night and had to cancel out. It was too late for a replacement, so we did not play.
I am doing well with savings my one dollar bills and I have $5 to add to the challenge today.
Prev. total $6869.00
new total $6874.00
It was so nice! We had a whole week of no heat, no air conditioning. It felt like it went from winter to summer in just one day. Well, yesterday, the cold weather came back and it got down to freezing. we had to cover up all the flowers that dh had planted the weekend before.
But the heat is running again today. Spring is beautiful with all the trees in bloom.
I got a $10 check from NFO my survey yesterday and our worker gave me $300 towards the purchase of our old van. By next weekend, I can give him the title and cancel the insurance, I hope. In the meantime, I will add the $310 to my $20 challenge.
Prev. total $6559.00
new total $6869.00
I just attended a wedding shower this afternoon. When I ask the bride to be (who has been married before) what she wanted, she said, sexy lingerie, extra large!
Well, I got her some big mama panties; the kind that you can fit about 6 people in. They sell them in catalogs and I have seen them in Gatlinburg too.
She got a big kick out of them at the shower and even tried them on. (Of course, I also gave her a check too)
Saving my one's is working out, I have 10 of them to add to my challenge.
Prev. total $6549.00
new total $6559.00