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Archive for June, 2006: Ima Saver's Personal Finance Blog
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Archive for June, 2006

coin jar

June 30th, 2006 at 04:27 pm

I took my coin jar to the bank yesterday. I count and add all of my coins before I put them in the jar. The machine said I had $106. My count was $108. I guess I need to take the jar in everytime I get to $20 to see if the machine is correct. Not much I can do about it. I did find a quarter to start my change jar again. I also walked for 40 minutes on my treadmill for another dollar. So I can add $107 to my challenge money today.
prev. total $6407.00
today 107.00
new total $6514.00

Posted in $20 Challenge | 0 Comments »

What a new concept.

June 29th, 2006 at 07:58 pm

Buying things only when they are on sale!! I try and keep 2 of everything, so we do not run out. 3 weeks ago , my husband used the last of the Miracle Whip so I got out the spare jar, and then put miracle whip on my grocery list. Hey, that stuff is about $3.30 and my dh won't use anything else.
So, I left it on my list, with the note to buy it when it is on sale. (I did the same with olive oil) I found olive oil on sale last week and today miracle whip was down to $1.98.
What didn't I do this before. I got sliced ham (for sandwiches) for $1 off, so today I saved $2.30. I am going to add that $2 to my challenge money.
Prev. total $6405.00
today 2.00
new total $6407.00

Plus, I looked at one of the soft drink vending machines and found a quarter. wow, I never find any money!!

Posted in $20 Challenge | 1 Comments »

Exercised yesterday

June 29th, 2006 at 02:32 pm

I got in my exercise yesterday, over 30 minutes of walking pluss 22 flights of stairs, so I can add $2 to my challenge money.
Prev. total $6403.00
today 2.00
new total $6405.00

Since it is the end of the month and the end of the quarter, does anyone add interest into their challenge money.? I earned over $8 in my checking account last month.

Posted in $20 Challenge | 0 Comments »

More hair color

June 28th, 2006 at 09:40 pm

I ended up buying more hair color today. I just got some the other day, but both drug store were running it for $2 off, so now i won't have to buy any for a while. I also got conditioner for $1, so i saved $3 today. I will add that to my challenge.
prev. total $6400.00
today 3.00
new total $6403.00

Posted in $20 Challenge | 0 Comments »

savings

June 28th, 2006 at 05:29 pm

My husband came home at 5:30 last night, and started cutting our 2 acres of grass. Then he did the weed eating. He scrubbed off the back porch and then washed my car. Of course, we stayed home and had supper in, so we saved at least $20. Plus I did my stair challenge, so I have $21 to add to my challenge money.
prev. total $6379.00
today 21.00
new total $6400.00

Posted in $20 Challenge | 0 Comments »

telemarketers

June 28th, 2006 at 02:59 pm

I receive "computer" calls all day long. Yesterday, they seem to come about every 20 minutes. I know I had 25 of them. I have already received 4 this past hour. I always go downstairs, cause it may be my husband (no one else calls me)It dawned on me that if I put $1 in my challenge money each time I got one of those calls, I would be rich!!

No, I really can't afford that on my allowance! Guess I will just have to enjoy the benefits I get from climbing that same flight of stairs over and over!!

Posted in Uncategorized | 4 Comments »

Eating at home tonight.

June 27th, 2006 at 11:01 pm

Looks like we eat at home tonight. My Dh came home tonight, didn't even come in the house. He got right on the mower and starting cutting grass. It is 7 pm, the time we usually leave for dinner, so looks like we will be dining at home. The good news is, we will be saving money. The bad news is, all we have to eat is chicken.
He cooked chicken on the grill Sunday, legs and boneless breasts. He had chicken (leftover) for lunch yesterday and today. He may rather eat eggs and sausage, I can handle chicken again.

Posted in saving | 0 Comments »

Long drive to Murphy

June 27th, 2006 at 06:36 pm

I drove to Murphy N.C, on a liquor run and they are repaving the road in North Carolina. As a result, I was in the car about 1/2 hour longer than I expected. I usually drive there every monday or tuesday. I guess I need to start going on Saturdays when the road crew is off. I got stamps at the post office and filled my car up for about $22, so I should be set for the week.
The rain has finally stopped and that means that dh may come home early to cut grass. If so, I will cook supper. Too bad is has to be chicken again. When i bought the chicken this weekend, it was BOGO. My husband will not eat meat if it has been frozen, so I will have to cook it whether we go out or not. I did get in my 30 minutes of walking and 20 flights of stairs yesterday, so I can add $2 to my challenge money.
prev. total $6377.00
today 2.00
new total $6379.00

Posted in $20 Challenge | 0 Comments »

lowered the power bill

June 27th, 2006 at 04:07 pm

These cool rainy days are certainly good for the power bill. I only used 21 and 25 kwh's the past two days, compared with almost 50kph's the previous days!! too bad the rain has ended, but it is still not quite as hot as it was.

Posted in Uncategorized | 0 Comments »

A few dollars more!

June 26th, 2006 at 08:25 pm

Well I got a check for $1 for a survey I took, plus I walked 30 minutes yesterday, so I will add $2 to my challenge money. It rained so hard today I did not go anywhere but the bank to cash the paycheck.
Prev. total $6375.00
today 2.00
new total $6377.00

Boy, the creek is full!!

Posted in $20 Challenge | 3 Comments »

You have to be rich to be sick.

June 26th, 2006 at 07:43 pm

I just got all my bills from my colonoscopy; $919 for the hospital, $350 for the doctor and $500 for the guy that looks at the tissues. That is almost $1800. I don't have insurance, so i will pay it all. My husband is supposed to have one in two weeks, maybe we should cancel his for a while!!

Posted in spending | 4 Comments »

Cheapskate Monthly

June 26th, 2006 at 03:01 pm

Lots of you talk about Tightwad Gazette but no one ever mentions Cheapskate monthly. I have been getting the 12 page newsletter for about 10 years and really enjoy it. Mary Hunt is the author and she has written several books and does speaking tours.
By the way, the name has been changed to Debt proof living and it is an inspiring newsletter. You can get it online too.

Posted in Uncategorized | 2 Comments »

new glasses

June 25th, 2006 at 10:43 pm

We have some crystal glasses my husband loves to use to have his cocktails in the evenings. Over the past 20 years, many have gotten broken, and he only has 2 left to us.
I managed to track down (by computer) the exact glasses and I even figured out how to order them.
I got the total, over $93 for 8 glasses including s&h. I decided to think on it and I am glad I did. DH did not want to spend that much, we will look around and find something much cheaper. Heck, I like the plastic stemware from the dollar store. I saved money.

Posted in saving | 1 Comments »

Boring day

June 25th, 2006 at 09:53 pm

I had planned on staying home and saving gas money today, but after the power was off for several hours, I decided to go shopping. I remembered how to open the garage door, so i got the car out.
I went to home depot and bought a chandlier to hang in the powder room of the house we are building. We have one for our powder room and I think it looks neat!
Then i went to Ingles and got several things with coupons, saved $4, so that can go into my challenge money.
prev. total $6371.00
today 4.00
new total $6375.00

Posted in $20 Challenge | 0 Comments »

No power afternoon

June 25th, 2006 at 09:42 pm

I have had no power all afternoon. I guess I can't complain about my electric bill meter reading today. It just came back on, but still no tv. That is ok, I don't miss tv. I got a lot of book work done this afternoon. Thanks goodness for solar powered calculators.!

Posted in Uncategorized | 0 Comments »

Still reading the meter

June 25th, 2006 at 03:49 pm

I am reading the meter several times a day. I have concluded it costs (me) about 55 cents to run the dishwasher and about 30 cents to run the dryer for 40 minutes. I do run the dishwasher using the no heat cycle. I use to run the dishwasher every other day, but now I will only run it every three days, unless it is completely full.
It is raining here today so that means it is cooler. It also means I have a scared wet dog locked up in the garage.
Oh by the way, my cost per kwh is about .091 cents.

Posted in saving | 3 Comments »

BOGO

June 24th, 2006 at 08:16 pm

My dh requested boneless chicken to cook on the grill tomorrow. I thought I remembered that bi lo had a buy one, get one free on boneless chicken.
Sure enough, I got a free pack of chicken which we can either freeze or cook up and have for another meal or lunches. That saved a minimum of $5 which I will add to my challenge money.
prev. total $6366.00
today 5.00
new total $6371.00

Posted in $20 Challenge | 0 Comments »

got my exercise in yesterday

June 24th, 2006 at 05:37 pm

Well i walked for over 30 minutes on my treadmill and walked up and down 22 flights of stairs, so i have $2 to add to my challenge money.
prev. total $6364.00
today 2.00
new total $6366.00

Posted in $20 Challenge | 0 Comments »

Free vegetables!!

June 24th, 2006 at 03:00 pm

Our worker just showed up with a big box of vegetables, pototoes, green onions and squash. He brought up some last weekend and those were the best potatoes, I have tasted.
My husband cut up the red potatoes, mixed them with chopped green onion, oil, butter, spices and cooked them in alum. foil on the grill. We ate on them for days!!
I know what we are having for supper tomorrow night, chicken and potatoes, cooked on the grill. (squash too)

Posted in saving | 2 Comments »

color that gray!!

June 23rd, 2006 at 06:55 pm

Or is it grey? I have needed to color my hair for a few weeks, but determined I would wait for a sale. Both the local drug stores advertised it on sale this week, so with my coupon, I got $2 off. I also walked 30 minutes yesterday, so I have $3 to add to my challenge money.
prev total $6361.00
today 3.00
new total $6364.00