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Archive for March, 2009

Good bye March!!

March 31st, 2009 at 06:39 pm

I am glad to see this month end. It does not feel like spring at all. It has been very rainy all week (we need it) and still so darn cold. It is still in the low 30's in the morning, but we do have a few blooms on the trees.
I am having a cookout tomorrow and I was able to find ground chuck on sale today, so I saved a little over $3 which I will add to my challenge money.
Prev. total $5652.00
today 3.00
new total $5655.00

Saved $200

March 29th, 2009 at 07:20 pm

We spent the morning at Home Depot this morning. We picked up all the plumbing fixtures for the big house that dh is finishing. (5 bathrooms, 2 kitchens) Luckily, I had gotten a 10% off coupon in the mail, so we were able to save $200!! I am excited about that.

I love getting unexpected checks in the mail.

March 28th, 2009 at 07:45 pm

I just got my mail and I got a check from a local building supply place that gives us back a rebate.
We never know when we will get a check (or if now a days) but it is always nice to get one. I love adding it to my $20 challenge money!!
Prev. total $5580.00
today 72.00
new total $5652.00

Closet dressing!

March 27th, 2009 at 03:55 pm

Yes, I dress in the closet. We have a large walk in closet. As with many of the houses dh designs and builds, all of the dresser drawers are built in the closet.
I wish you could see the closet he is building at the big house!! It is the size of a bedroom and has so much room. Shoe racks, purse racks, long hanging clothes, shorter hanging rods and 24 dresser drawers; it has it all! Even a place to sit down to tie your shoes.
My close is nice, 18 dresser drawers, but not as big as this one!
Any woman would drool!
So far, he has been working on the house for two days and has had lookers both days.
I didn't spend any money yesterday except for buying groceries. I managed to save $5 using my advantage card, so that will be added to the challenge.
Prev. total $5575.00
today 5.00
new total $5580.00

Rewards check

March 26th, 2009 at 09:47 pm

I just got another rewards check from my Chase master card. I normally earn $50 every month. I will add this to my challenge!
Prev. total $5525.00
today 50.00
new total $5575.00

Stormy day!

March 26th, 2009 at 01:50 pm

Today is not a very nice weather day. It is rainy and very windy. A good day to stay home, but I just signed up for a bridge class and this afternoon is the first class. Plus, I need to go to the grocery store and the bank. So, out I will go. I won't melt for sure.
I found an extra $50 tucked away in one of my many envelopes, plus the stock market went up yesterday and I had a no use gas day, so $53 to be added to the $20 challenge!
Prev. total $5472.00
today 53.00
new total $5525.00

A good $20 challenge day!

March 25th, 2009 at 06:11 pm

Today is the day I receive my regular monthly check for $583. That always goes into my challenge. I also earned $50 in interest in my business checking and had $60 left over in the budget from my electric bill. That is a total of $693 that I can add to the $20 challenge today.
Prev. total $4779.00
today 693.00
new total $5472.00

The power got turned back on!!

March 25th, 2009 at 02:09 pm

My dh just called me to tell me that the power got turned back on, in the big house he is finishing!!
That means we will get a normal paycheck for about the next two months.
This week's paycheck had to come out of savings because he does not have much work to do.
He has been waiting to start back on the big house ever since he signed the contract last Thursday morning.
He took over all his tools yesterday as well as the appliances. He bought the wood to continue on with building the cabinets. But without power to run the saws he could't do much.
He decided to try and paint this morning even tho it is dark and rainy.
But before 10 am, he got power!!
So we are back in business for a while!!

Yeah, got rid of my chairs!!

March 24th, 2009 at 05:55 pm

We bought two new reclining chairs for the sitting area in our bedroom. But now I am stuck with the two rockers with ottomans which are now sitting in the garage.
In florida, we would just put them out on the street with a sign that says FREE.
But we live on a dead end, with a private bridge, so we get little traffic.
I just asked my cleaning lady and she wants them. Now, we are both happy!!
She gets free chairs and I get a less full garage!

Got my taxes done

March 24th, 2009 at 01:44 pm

I got my taxes done yesterday. I took the paperwork to H and R block yesterday and by the afternoon, the taxes were done. I knew I would owe money, but it was not as bad as I thought.
We had quite a bit in capital gains. Does anyone know how much you pay in capital gains for 2008?

My house looks new!!

March 23rd, 2009 at 07:57 pm

DH worked really hard this weekend. He got the house all pressured washed. Then we washed all of the (over 50) windows inside and out, taking off the grills too. He then replaced the trim work around all the outside lights. It was a hard job cause we have a large two story house, so much of the work was done on a ladder.
But the house looks brand new!
I had a no use gas day yesterday and won 2 games of mah jong, so I am adding $4 to my challenge money.

Mr. Clean !!

March 22nd, 2009 at 03:26 pm

My husband has not had much work to do lately. His house is finished and he has to wait til the lights and water are turned on at the house he was hired to finish.
So, He has been cleaning this place up. Yesterday he pressure washed the house all day long and cleaned all the windows outside. Today, he has cleaned all the windows on the inside.
He has headed off to Home depot to pick up some trim on some outside lights that have rusted. I get tired just watching that man work!!
I did managed to get some bookwork done and worked on my taxes. I always have to pay, so I am never in a hurry.
Yesterday was a no use gas day ($2) and I won 2 games of mah jong ($2) I have $30 in my aarp envelope, so I have $34 to add to the challenge.
Prev. total $4741.00
today 34.00
new total $4775.00

Where are all the $20 challenge people?

March 21st, 2009 at 03:02 pm

Who else is in the $20 challenge with me? I have started on my 3rd year doing this $20 challenge. I find it a fun way to save a few dollars every day and keep a running total.
Oh, I always saved money out of paychecks before, but I never kept track of the small sums I am saving. Now, when I use a coupon on get a sale using my advantage card, I put the cash into my $20 challenge. The same goes for not using any gas that day, doing surveys, unexpected checks in the mail, rebates, discounts, the stock market going up and even when the braves win a game.
Small sums do add up. I know I have saved an additional $20,000 plus for each year I have been doing the challenge.
I know that is not possible for many of you, but anything extra saved is good.
Come on, I challenge you. It is the first full day of spring. Spring into the $20 challenge with me!!

A small check in the mail

March 21st, 2009 at 01:04 pm

I got another small check in the mail to add to the $20 challenge. It was from Tim Horton stock. Normally, I reinvest all my dividends, but I never bought the Tim Horton stock, I got it when Wendy's spun off the stock.
I was checking on the interest I earned last month (February) compared to the interest earned in January. It was $350 less in February.
That is because I had too large C.D.'s come due the end of January and I had to roll them over into C.D.'s paying less interest.
My goal in life is to some day live off of my interest on C.D.'s.
Dh has never worked anywhere to get a pension; he has always been self employed. I never worked anywhere to get a pension either.
We do have IRA's but they are not worth much any more.
I can see where a big drop in interest from one month to another would really hurt. It would be hard to get by without that $350 for the month.

Of course, I am not using that interest money to live on yet. Nor am I using the big $580 in social security I get every month. I am still saving the money. But I know that someday, I will have to live on that money.

$20 challenge

Prev. total $4728.00
today 13.00
new total $4741.00

Happy first day of spring!

March 20th, 2009 at 12:50 pm

Today is the first day of spring, my favorite time of the year.
Dh has not worked much this week, so I took him grocery shopping with me yesterday. Big Mistake. I spent twice as much as usual. However, I did save $6 using my advantage card, so I will add that to my $20 challenge.
Prev. total $4722.00
today 6.00
new total $4728.00

Dance of joy!

March 19th, 2009 at 02:17 pm

Last year, my husband worked on a large house for the better part of the year. It was his dream house. He designed the house and drew the plans.
Sadly, the owners ran out of money and the bank foreclosed. Dh had to pack up his tools and leave.
About a month ago, the bank asked several builders to put in bids to finish the house and my husband put in a bid.
We got the call yesterday that he was chosen to finish the house. We just went and signed the contract today.
It is only 2 months of work, but he will get to finish his dream house!

Lots of deer last night.

March 18th, 2009 at 03:59 pm

My husband built two big deer feeders which we fill with corn every night. Last night, we counted 15 deer at the feeders. He had to go refill the feeders after they ate all the corn. It is so neat to watch them running around the yard.
As for the $20 challenge, I saved $2 on ground beef yesterday, the stock market went up and I won 4 games of mah jong.
Prev. total $4715.00
today 7.00
new total $4722.00

The wearing of the green!!

March 17th, 2009 at 04:14 pm

Happy St. Patrick's Day! I am wearing my green shamrock today!
I am irish and my grandparents were born in Ireland. I don't know much about them. Sadly, my grandfather died before I was born and my grandmother died the same week as my father, when I was almost 10 years old.
I don't know when they were born. My father was born in 1899, so I suspect my grandparents were born in the 1870's
I do know that my grandmother was named Julie and I was named after her.

Anyway, wear your green so you don't get pinched today!!
I got a small $4 check in the mail yesterday and I won 3 games of mah jong, so I have $7 to add to my $20 challenge.
Prev. total $4708.00
today 7.00
newe total $4715.00