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Archive for October, 2006: Ima Saver's Personal Finance Blog
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Archive for October, 2006

shorter days

October 31st, 2006 at 09:41 pm

I, for one, do not like these shorter days. This is when I started my habit of eating out everynight. I can not stand the thought of sitting around watching tv at 6 pm. Ican't wait til april when the time will change back.
I did save a dollar at the grocery store today and walked for 2 miles, so I have $3 to add to my challenge money.
Prev. total $18,046.00
today 3.00
new total $18,049.00

Posted in $20 Challenge | 5 Comments »

My age?

October 31st, 2006 at 02:12 pm

I wonder how many people my age, are going to go trick or treating tonight?
Our little town started a new tradition of trick or treating on the downtown square last year.
We went out to dinner and I enjoyed seeing all the kids, big and little, walking around, collecting candy.
I have convinced my husband to dress up with me tonight and walk around the square! And to eat out at the restaurant with our costumes on!!
If you knew my dh, you would know he is real conservative and I am the nutty one. I guess he has decided "if you can't beat em, join em"
Sounds like fun tonight!!!

Posted in Uncategorized | 6 Comments »

Lunch out with the girls.

October 30th, 2006 at 08:46 pm

I don't have lunch out often, but it is a lot of fun! I met with 6 other ladies and we laughed and had a good time. I don't like pizza, so I got cheese breadsticks. Boy are they good and I have leftovers for tomorrow. I spent a little under $5 but it was worth it.
The lady in front of me dropped a quarter and she knew it.
She never even bothered to pick it up. After she left, I picked it up!
I can't believe people don't pick up coins on the ground??

Posted in Uncategorized | 3 Comments »

Free dinner

October 29th, 2006 at 09:32 pm

We had dinner and free drinks at the big Halloween party last night. Since I did not spend any money, I thought I should add $20 to my challenge money. We usually eat out on Sat. nights.
Prev. total $18,026.00
today 20.00
new total $18,046.00

Posted in $20 Challenge | 2 Comments »

Wipe Out!!

October 29th, 2006 at 04:57 pm

We went to a great Halloween party last night. The costumes were fantastic. I really thought my husband should have won first prize, he was the funniest!
My favorite part was getting to dance; they even played my favorite song to dance to, "Wipe Out"!!

By the way, besides having a free evening of food and drink, I won first prize and got a gift certificate to a restaurant.

Posted in Uncategorized | 5 Comments »

Steak is cheaper!

October 28th, 2006 at 08:51 pm

I thought i would get a roast for sunday, we have not had one in a while. But I find that because steak is on sale, I can get two steaks cheaper than I can buy a roast. Well, I prefer steak over roast, so that is what I bought.
I got N.Y. strip.
I have never bought or eaten sirloin steak cause I thought it might be tough. Does anyone every cook them in a crockpot to get them tender?

Posted in Uncategorized | 4 Comments »

Halloween party

October 28th, 2006 at 04:18 pm

Tonight is the big night for halloween parties. I am looking forward to the one I am invited to.
Yesterday I got my dh some prilosec for $3 off regular price. Today, I bought some N.Y. strip steak on sale, saving another $3. so I will add that $6 to my challenge money.
prev. total $18,020.00
today 6.00
new total $18,026.00

Posted in $20 Challenge | 0 Comments »

Time change??

October 28th, 2006 at 01:39 pm

When does the time change? It is usually the last sunday (2 am) in October, but it was not in the newspaper and I have not seen anything on tv. I thought I would ask the smartest people, you guys!!

Posted in Uncategorized | 5 Comments »

I agree with Tina

October 27th, 2006 at 05:14 pm

I just read Tina's blog today and I totally agree with what she said. I have always been treated like I was "poor" I used to have bank tellers come into the restaurant and they would hardly speak to me, cause I was the "poor" waitress and they were dressed to the nines!
(Most of them could not afford to leave a tip, they spent all their money on clothes)
I bet my bank account was a lot bigger than any of theirs. Not that I cared, but I don't think you should treat people anyway, but kindly!

Posted in Uncategorized | 7 Comments »

Getting excited

October 27th, 2006 at 02:29 pm

I am getting excited about the Halloween party tomorrow. I hope all of this rain does not put a damper on the party.
I need to go and buy a camera to take pictures. We usually buy the one time use camera cause it lasts us about a year. DH likes to take pictures of the houses he builds, to mail to his father.
I am still waiting on a contract for the house we are building. I will feel a lot better when I get that, plus some more deposit.
Keeping my fingers crossed!

Posted in Uncategorized | 1 Comments »

$8 to add to challenge

October 26th, 2006 at 04:59 pm

I have $8 to add to my challenge money. I got some great deals at Bi Lo today. I got steak on sale, bought BOGO frozen dinners plus got 4 boxes of my favorite cookies, BOGO!
Prev. total $18,012.00
today 8.00
new total $18,020.00

Posted in $20 Challenge | 0 Comments »

Bank statement

October 25th, 2006 at 10:43 pm

I got my bank statement in the mail today. I got $484.29 in interest just this month in my money market account. Woo ho, free money!!!!!!!

Posted in saving | 3 Comments »

A Great Lunch

October 25th, 2006 at 09:39 pm

I had a great lunch out today. I am on a local forum and we get together for lunch once in a while. It is always nice to meet someone new.
We had a lot of fun and I wore my Halloween hat that lights up!! I know most people won't do something silly like that, but, I am not most people!
I bought lunch for a very nice lady that came over to my house and hooked up my printer!

Posted in Uncategorized | 2 Comments »

No spend day

October 24th, 2006 at 08:54 pm

I just stayed home today, played on the computer and walked on my treadmill. I have $2 to add to my challenge money for walking and not using any gas today. so here is my total:
prev. total $18,010.00
today 2.00
new total $18,012.00

Posted in $20 Challenge | 0 Comments »

Christmas Eve

October 24th, 2006 at 03:15 pm

It is two months from today, christmas eve!!! Wow time is just flying by. Are you ready for the holidays? I am not!

Posted in Uncategorized | 3 Comments »

Happy tuesday!!

October 24th, 2006 at 02:16 pm

We had a great dinner out last night, the restaurant was mobbed! That seems funny for a Monday night.
We took lots of pictures of the new house and the fall colors this weekend, so we dropped the film off last night at CVS. I need to buy a new throw away camera to take pictures of the Halloween party.
Yesterday was a no spend day except for dinner out.

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Boy, it is cold!

October 23rd, 2006 at 10:09 pm

DH is home and I had to turn on the heat. It is hard to take a shower when it is this cold in the house. It has been a cold, blustery day, but I did not spend a dime today!

Posted in Uncategorized | 4 Comments »

No contract yet

October 23rd, 2006 at 07:22 pm

We are talking to two couples who want to buy our spec house. They flew in Friday and left today. I told them I wanted a contract, so they went to the bank this morning. Just as I thought, they needed to go to a lawyer, so the bank got them in before they left. No contract yet, but we are supposed to get one this week.
So, we all shook hands and considered the house sold!
I sure hope so, there are so many new houses sitting now, cause no one can sell their houses in Florida!

Posted in Uncategorized | 0 Comments »

Big Party!

October 22nd, 2006 at 11:18 pm

We went to a big outdoor party yesterday. 800 people and all you can eat. Even had a hillbilly band playing. It was a perfect fall day, about 70 and all the colors are just beautiful on the trees. I pigged out on desserts and even snuck a brownie to bring home!

Posted in Uncategorized | 5 Comments »

Porterhouse steak for supper

October 22nd, 2006 at 08:23 pm

Steak for supper and I got it on sale. Big old Porterhouse steaks!! I also bought 2 frozen apple pies on sale also. All in all, I saved $10 using my store cards.
This will be added to my challenge money.
Prev. total $18,000.00
today 10.00
new total $18,010.00

Posted in $20 Challenge | 1 Comments »

My wonderful electric bill

October 21st, 2006 at 03:16 pm

I have always budgeted $40 a week for my electric bill. That is the highest bill I have had in the past 10 years. Even tho the cost of power has gone up, I have never gone over $160. It was $150 something in August!
I got the bill yesterday and it was $68. Yeah! that is $90 left over to put in my challenge money.
Prev. total $17,910.00
today 90.00
new total $18,000.00