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Archive for February, 2007: Ima Saver's Personal Finance Blog
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Archive for February, 2007

Down $10,000

February 28th, 2007 at 02:02 pm

I just checked with the vanguard mutual fund. I have all my mutual funds listed there, so that I can see the value of all my mutual funds with out having to go to each mutual fund company.
I took a hit of about $10,000 because of yesterday's stock market drop.
However, I am not too upset.
I started keeping track of my mutual funds at vanguard on Sept. 21st. According to my notes, I am still $20,000 ahead of where I was on 9/21, so that makes me happy!!

Posted in Uncategorized | 10 Comments »

Pretty drive to North Carolina

February 27th, 2007 at 08:34 pm

It is a beautiful day here today. I drove over to Murphy, N.c. to get the drafting vellum we have been needing. I picked it up last week, but it was just plain paper, no grid. Expensive paper too, $250 for 100 sheets.
I had a coupon for $4 off of prilosec so i bought that today. I will add that to my challenge money.
Prev. total $4186.00
today 4.00
new total $4190.00

Posted in $20 Challenge | 3 Comments »

My bank has messed up.

February 27th, 2007 at 04:56 pm

Since I have learned how to check on my accounts on the computer, I do this almost every day. That way, I can keep track of what checks have cleared, because I write a lot of business checks.
When I checked today, my business checking had gone down about 19K since yesterday.
What was missing was the almost 19K that I had deposited on Saturday to pay a big drywall and insulating bill.
The bank said they are having some problems and to check back this afternoon. Gosh, I hope nothing bounces in the meantime.
The deposit showed up yesterday when I checked, but has disappeared today. I don't really understand why?

Posted in Uncategorized | 2 Comments »

Time to get back to the challenge!!

February 26th, 2007 at 10:45 pm

Well, after quite a ruckus yesterday, it is time to get back to the $20 challenge. I got in my walking and my stairs yesterday, had a no spend and no gas used also, so I am adding $5 to my challenge money. I played bridge all day today at my house, but the refreshements were pretty cheap. We all drink water and we gorged on some kissables and cheapie sugar wafers. (the kissables were half price after valentine's day.
prev. total $4181.00
today 5.00
new total $4186.00

Posted in $20 Challenge | 0 Comments »

Among friends

February 26th, 2007 at 02:54 pm

I am so happy that I have this forum to come to. Everone here is so kind and nice to each other. It is nice to be among people who are interested in the same things as I am. Yesterday was not a very good day, but I hope today is better.

Posted in Uncategorized | 14 Comments »

XX and XXX

February 25th, 2007 at 05:51 pm

women who frequent a local forum forum that I am on.
They don't like the fact that I talk about saving money.
They check out what I say on this forum to see if they can find out anything to put on the local forum to critize me.
They did that today!
One is thirty two years old. I owned my own house free and clear, when I was 32 years old, she doesn't.
They critize that I am not frugal because I own a corvette.
I own a corvette because I have been frugal all my life. I think it is pretty childish to have someone follow you around on the different forums. What an exciting life they must have!!

Posted in Uncategorized | 58 Comments »

2 miles equals $2

February 24th, 2007 at 11:25 pm

Well, I walked 2 miles on my treadmill today, so I earned two dollars which I will add to my challenge money.
prev. total $4179.00
today 2.00
new total $4181.00

Posted in $20 Challenge | 0 Comments »

still reading the meter

February 24th, 2007 at 03:08 pm

I am still reading the electric meter and recording it everyday. I really think it makes me more aware of how much power I am using. The nice thing is that my bill has been under $100 for the past 4 months. That is money I can add to my challenge money!!

Posted in Uncategorized | 2 Comments »

grocery savings

February 23rd, 2007 at 09:33 pm

I did my grocery shopping today and using my advantage card, i saved $5 to add to my challenge fund.
Prev. total $4174.00
today 5.00
new total $4179.00

Posted in $20 Challenge | 0 Comments »

My puppy is so pretty!!

February 23rd, 2007 at 06:28 pm

I finally got my little Holly groomed. She has not been groomed since the first part of November. We had an appt. for Dec. 28th and my groomer took sick leave for at least 6 months.
I have been looking for a good groomer all over.I have heard horror stories about some of the local groomers, so I have been very careful.
I finally got an e mail from another lady who is very particular about her dogs, telling me of a new guy that recently moved here.
I just got back from picking her up and I am thrilled. She looks great and was only there for 2 hours instead of the usual 6 hours. It may seem expensive, but I think groomers do earn their money. I bet she enjoys not having all that hair hanging in front of her eyes.

Posted in Uncategorized | 2 Comments »

I love earning interest!!

February 23rd, 2007 at 01:51 pm

The interest on my 5.25% money market account got added to my account yesterday. I love earning interest. I told my husband that our net worth increased by $1793.73 yesterday and he said, how? I was surprised!! I said, it is one month's interest on our money market account. He does not seem to realize that when we are building a house, we are losing a lot of money in interest. Buyers should be aware of that also. We lose about $2000 a month in interest. We use our own money to build. If we had to borrow from a bank, we would be paying even more interest.
Anyway, it was nice to see that $1793 added to our account, plus I have more interest being payed to a jumbo c.d. that I opened. I am keeping track of how much interest I earn each month.Wow, I like this!

Posted in Uncategorized | 3 Comments »

Nice day, playing bridge.

February 22nd, 2007 at 11:05 pm

I had a nice day at my bridge class. Teacher only teachs for a few minutes and then we play the rest of the time. I decided to go and buy more of that valentine's day fudge that is on sale. They put so many preservatives in that stuff, it will last a month and look at all the money I am saving!! (wink)

Posted in Uncategorized | 1 Comments »

all this shampoo!!

February 22nd, 2007 at 02:03 pm

Thank goodness my husband likes cheap shampoo, vo5, which you can get for 99 cents. The last few months, Ingles has been selling the Shampoo and conditioner together for 99 cents.
I just checked under the counter cause my husband told me he needed conditioner. He has 9 bottles of shampoo left over but no conditioner. What is he doing?
He doesn't have much hair anymore.
Well, at least he won't run out of shampoo any time soon.

Posted in Uncategorized | 4 Comments »

Fudge

February 21st, 2007 at 09:51 pm

I love it. It is my favorite food, just plain old chocolate fudge, no nuts.
So of course when the grocery store had their bakery valentine's day fudge on sale for about half price, I had to SAVE money and buy it. So, I saved $2 on the fudge and $3 using a CVS coupon today. That is $5 more to add to the challenge money this month.
Prev. total $4169.00
Today 5.00
new total $4174.00

Posted in $20 Challenge | 3 Comments »

Electric bill came!!

February 21st, 2007 at 02:46 pm

My electric bill came yesterday. It was a little higher than last month, but not bad. It was $100, but I budget $160 each month, so that is $60 out of the envelope and into my challenge money.
prev. total $4109.00
today 60.00
new total $4169.00

Posted in $20 Challenge | 3 Comments »

I have to take the paper back.

February 20th, 2007 at 11:31 pm

I drove all the way to N.C. and paid $270 for drafting paper for my dh. He just opened it and I will have to take it back, it has no grids on the paper. No one carries this around here, so it had to be ordered. I sure hope they take it back and will send it back. It just won't work. I wish I knew a place to order it on line. We are so in the boonies!

Posted in Uncategorized | 2 Comments »

Exercise

February 20th, 2007 at 08:57 pm

Well, I got in my walking and my stair climbing yesterday, so I have $2 to add to my challenge money.
Prev. total $4107.00
today 2.00
new total $4109.00

Posted in $20 Challenge | 0 Comments »

Trip to North Carolina

February 20th, 2007 at 06:39 pm

I had to drive to N.C, to pick up some drafting paper for my husband. I can not believe how much I had to pay for 100 sheets of paper, almost $270!! It is not nice weather , so I came straight home and did not spend anymore money today. Property taxes are going to be due next week, so there is going to be lots of money going out in the next 7 days. Just happy that we have the money!

Posted in Uncategorized | 3 Comments »

Ridge money

February 19th, 2007 at 01:49 pm

I forgot to add my ridge money to the challenge this week. Today is another pay day but since it is a holiday, I won't be going to the bank today. So payday will be tomorrow and more ridge money will be put in the envelope.
As I have explained before, my Ridge money is money I was paying monthly on a beautiful piece of property. I paid it off when we closed on our spec house and I am still budgeting for it. This way I can add the money to my $20 challenge.
prev. total $3942.00
today 165.00
new total $4107.00

Posted in $20 Challenge | 3 Comments »

Thirty years ago today!

February 18th, 2007 at 11:39 pm

Wow, I had a good week, thirty years ago. On Feb. 15th, 1977, I got to go to my first and only elvis concert. I had front row tickets.
Three days later, I met my dh. He was a blind date set up by a mutual friend. It was love at first sight!!
We are celebrating tonight with a steak dinner!! February 18, 1977!!