I get a monthly check from capital one, which is one of my 2 credit cards. I always pay it off in full, but I enjoy the 1 1/2% that it pays me back. My husband has a different credit card that pays back 3% for home imporvement purchases. He uses that one at home depot for building supplies purchases and I pay that off in full every month also.
Also, our regular building supply place gives us a 5% discount if we pay it off by the 10th of the month.

These small rebates do add up and I appreciate them.

$20 challenge
Prev. total $8651.oo
today 13.00
new total $8664.00