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Discount dentist

January 10th, 2015 at 12:09 pm

My husband had to go to the dentist last week (oral surgeon) to have a tooth pulled. They quoted us $700 for the tooth (plus $221 for the consulation), but if we paid cash, they would knock off 10% ($70) No checks, just cash money.
Of course, to save $70, we did pay cash. Has anyone else heard of this ?

$20 challenge

Prev. total $2331.00
today 6.00
new total $2337.00

6 Responses to “Discount dentist”

  1. LittleMissSplendid Says:

    Yes. It is a huge pain to deal with insurance billing and often doctors don't know how to do that themselves. So they hire a medical biller and then deal with insurance companies refusing to pay on time, arguing about treatments given/materials used, etc. Sometimes this process is dragged on so long that doctors are paid the following year and then have to adjust their taxes. You wanting to pay in cash means the doctor can reduce their overhead, cover costs, and enjoy the profits immediately. Sounds like that deserves a discount to me. I have had similar experiences when I used to pay for dental and vision services in cash.

  2. LuckyRobin Says:

    It's common with some practitioners. I've seen it with dentists, because a 10% cash discount is often better for them. Some insurance companies will only reimburse a dentist 80% of their fee, and they have to wait a month or two for it to process, and the dentist just has to write off the rest. So getting 90% of cash in hand immediately is a much better deal for them. Plus they don't have to do extra paperwork for it.

  3. snafu Says:

    Did DH get a proper receipt for his cash payment, one that would qualify for a tax deduction? Some of these offers can be a tax avoidance procedure for the service provider.

  4. rob62521 Says:

    I think quite a few dentists are trying to offer a discount if you pay cash. My orthodontist let me work out a deal...I paid half down when we started and I wrote a check when my braces came off for the balance. We were both happy.

  5. Ima saver Says:

    dh has no insurance of any kind and yes, we did get a receipt for it.

  6. MonkeyMama Says:

    Yes - we always ask for a cash discount for everything. Sometimes cash just means CASH. Though I think overall is more rare in this day and age.

    We have mostly never had dental insurance and so have usually been offered a cash discount by any dentist - but will usually take credit card payments for the discount. I consider it more of a "no insurance" discount" and sometimes they will have a true cash discount on top of that.

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