Yes, just one more month til christmas. My husband started a tradition when we first got married, one gift for every year I was old. Of course, I had to get one for him and my daughter so they would get as many as I did. Wow, did we get a lot of gifts.
Thank goodness, that has slowed down. We still exchange gifts, but it is hard to find something we need. I give checks to ghe grandchildren and my great granddaughter. I remember how handy money was when I was in my 20's! (That is what my mother always gave me)

$20 challenge
I received a check from Chase credit card for $55 yesterday.

Prev. total $18,246.00
today 55.00
new total $18,301.00