I was working in the kitchen this morning and hear an ad on tv. I am not sure who the ad was for, but I heard someone say, "If you have credit card debt, it is probably NOT your fault".
Now, why would it NOT be your fault?? Who forced a gun to your head and made you put charges on your credit card??
If there was a real emergency in the family or a big hosptial bill, I can understand that. But most people charge because it is something that they want.
I use to charge when I wanted something, but I changed. I decided that I needed to save up for it instead. It has worked out well for me.
I received $59 in interest on my business checking account today. I love having checking accounts that pay interest. So, every month I transfer the money to my $20 challenge account. Opps, I typed $59, but it was really $69.
Prev. total $3787.00
today 69.00
new total $3856.00
It's not your fault!!
February 19th, 2009 at 08:27 pm
February 19th, 2009 at 08:49 pm 1235076594
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February 19th, 2009 at 11:08 pm 1235084901
Actually I am paraphrasing, the book said it much better than I ever could.
All I'm saying is the banks are certainly complicit in the credit fiasco. But I agree the commercial is stupid - it most definitely is the fault of whoever did it to themselves, but they did have help.
February 20th, 2009 at 01:32 am 1235093553
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