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jumbo c.d. coming due

January 23rd, 2009 at 06:59 am

I have a jumbo CD coming due tomorrow. I was getting 4.8% interest, so I was going to call around on Monday to see what the other local banks are paying.
This morning, the bank called me. It seems that they are now paying 3.75% for a one year c.d. and 4% for a 2 year c.d. I was very impressed that they called me.
I will still call around town to get rates from the other banks. However, I doubt if any other bank will beat the 4% rate, so I will probably go for that.

6 Responses to “jumbo c.d. coming due”

  1. Koppur Says:

    4% is a great rate right now!

  2. mom-sense Says:


    Sounds like a good rate to me.

  3. Analise Says:

    If you can get a CD at 4%, you are fortunate. In CA, I haven't seen any this high, at least not at the banks I do business with.

  4. gamecock43 Says:

    You are lucky you have been getting 4.8% for so long!

  5. Ima saver Says:

    You are right, I called all around and could not get anything above 3% anywhere.

  6. frugaltexan75 Says:

    A few months ago I was scoffing at the offer of 4% for a one-year cd -- now ... I'd jump at it.

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