I mentioned yesterday that our medical fund (that I fund myself) took a big hit this week with about $750 in expenses the past two days.
We had medical insurance for years and never used a penny of it, although we spent $90,000 in premiums.
A few years ago, we dropped the insurance, but everyone has warned me how stupid that was.
Well, I decided when I was young, that I would never be sick! So far, that has worked out well for me!! I have only been to the doctor's twice in my life.

However, my dh does get sick once in a while. So, we went ahead and got medical insurance on him, but with a $10,000 deductible. It runs about $200 a month. I am holding on, waiting for medicare!! But I am putting away $400 a month in a medical fund!!