Layout:
Home > Credit scores

Credit scores

September 6th, 2006 at 10:16 pm

I read somewhere that the only credit score that counts is equifax? Is that true? If so, why do we have 3 agencies reporting?

2 Responses to “Credit scores”

  1. veronak Says:
    1157581676

    I have no idea, but what I have experience is that some companies prefer one over the other. Go figure...I do know one thing is that I am working on paying down and getting out of debt while cleaning up my credit

  2. LdyFaile Says:
    1157589751

    My experince has been that the only credit score that counts is the one that whoever is looking it up looks at. Not all banks/loan companies/etc look at all three agencies, not all companies report to all three agencies. So it's possible to have a different score at each agency.

    Perhaps the author of the article was doing business with someone who only looked at Equifax.

    Someone please correct me if I'm wrong, but as far as I know they are all three still valid.

Leave a Reply

(Note: If you were logged in, we could automatically fill in these fields for you.)
*
Will not be published.
   

* Please spell out the number 4.  [ Why? ]

vB Code: You can use these tags: [b] [i] [u] [url] [email]