Let's start with capital one interest, total paid, only $10, but I will add it to my $20 challenge.

Prev. total $14,807.00
today 10.00
new total $14,817.00

At least for the braves, it is. Well, there is always next year. I add $5 to my $20 challenge every time they win a game. I added another $5 yesterday which makes my $20 challenge a total of $14,973.00. I expect to surpass $15,000 next week when I receive my savings dividends.

I took my coin jar to the bank yesterday. I have $41 to add to my $20 challenge.

Prev. total $14,879.00
today 41.00
new total $14,920.00

Today is my social security. I have never cashed a check, always saved them because my husband is still working. I will add that to my $20 challenge.

Prev. total $14,361.00
today 518.00
new total $14,879.00

I am getting pretty close to my goal of $15,000 for the year.

I also add my discount from Builder's Firstsource, every month. Sometimes it is very little, this month it was quite large. This is where my husband buys all his building materials.

Prev. total $13,731.00
today 630.00
new total $14,361.00

It is time to work on the $20 challenge today. I did open a new capital one card and earned a $122.000 bonus. The check arrived today and will be added to the challenge.

Prev. total $13,619.00
today 112.00
new total $13,731.00

Hubby is heading to Atlanta today to go and see a live braves game. I am terrified of traffic, so I have never been to a game. Hubby is going with a friend that use to live and work in Atlanta, so he is use to the traffic.
the breaves have not done too well lately, I hope they win today. My $20 challenge stands at:

$13,598.00

I added $200 to my mutual fund challange this week. That makes a total of $4200 year to date and my goal is $7000.

$20 challenge
Old balance $13,563.00
today 10.00
new total $13,573.00

A new dollar store just opened up the road from me, yesterday. I don't do much shopping at dollar stores, except for cards and envelopes.
This one carries a lot of groceries and I checked the prices. They are much cheaper on most items. I will definately shop there more often, plus they are 6 miles closer than the dollar store by Ingles. The Ingles one is Family dollar and the one is Dollar General. Hubby and I went there last night and spent $16 on things we have been needing.

I went to Ingles today and saved $5 using my advantage card, so I will add that to the $20 challenge.

Prev. total $13,558.00
today 5.00
new total $13,562.00

I did my grocery shopping today and saved $10 using my advantage card. I will add that to the $20 challenge. I also bought some batteries that I thought were on sale. When I checked my receipt, I see that I did not get a discount on them, so I will return them tomorrow.
A bit of trivia: On this date in 1956, Elvis first appeared on Ed Sullivan show!

Prev. total $13,527.00
today 10.00
new total $13,537.00

In checking my Edward Jones account today, I discovered that I had received a dividend. Even tho I sold my Tim Horton Stock last week, I guess I was still the owner of record, when they declared a dividend.

I recently completed the paper work to be able to transfer money from my Edward Jones account to my local account, so I then transferred over the $42 dividend.

I will add that to my $20 challenge.

Prev. total $13,466.00
today 42.00
new total $13,508.00

Today, I got my interest on my 2 c and s money markets. One is paying 1% for 6 months and one is paying 1.25% for 6 months. I earned a total of $245 for both of them for the month.

Prev. total $13,215.00
today 245.00
new total $13,460.00

That is the total in my $20 challenge.

As robin mentioned, today is the date to check your interest. My capital one account earned $31 which will be added to the challenge.

Prev. total $13,184.00
today 31.00
new total $13,215.00

Yesterday was social security day and since I have never cashed a s/s check, I add it to my $20 challenge. I am also adding in $6 for the braves win and one home run.

Prev. total $12,629.00
today 524.00
new total $13,153.00

I have decided not to add my sale of stock to the $20 challenge. It just doesn't seem fair. But I did make $13,700 on the stock, free and clear. The Wendy's Corp. GAVE me the stock, 172 shares about 10 years ago when they merged with Tim Horton.

My Tim Horton stock has gone wild. Burger King wants to buy it, so the stock went up about $6 a share.
I sold it thru my Edward Jones broker this morning.

I had never heard of the stock until about 8 years ago. I invested a little bit in Wendy's stock in 1994 because it was my favorite hamburger place. I invested $50 whenever I had the money thru a drop plan.

Back in 2006, they acquird Tim Horton and gave me 172 shares of that stock.
It just sold today for $13,700. Stock that I got for "nothing"!!

I don't know if I should add that to my $20 challenge or not. Anyway, I am very happy with it!!

I wrote, complaining about a bill that I thought should have been pro rated. Today I received a check for $37, which I will add to my challenge money.

Prv. total $12,564.00
today 37.00
new total $12,601.00

Mutual fund challenge
total invested in mutual funds YTD $4000.00
2014 goal $7000.oo

I have been keeping track of my $20 challenge and mutual fund challenge on paper. So far, for the year, my $20 challenge stands at $12,541.00.
My mutual fund challenge stands at $3800.00 added to my mutual funds for the year! ( I just started the mutual fund challenge in May.)

I found a lucky penny yesterday. Maybe, that is why the braves ended their 8 game losing streak! That is the longest I have seen in years. But now they are playing 1st place teams for the next 7 games.
They got 4 homes runs last night. I am adding $5 to the $20 challenge plus $1 for each home run.

Prev. total $12,499.00
today 9.00
new total $12,508.00

I got a very big rebate from the building supply company that my husband deals with. Of course, that means I got a very big bill too; almost $25,000.

My rebate is $1200 which I will add to my $20 challenge.

Prev. total $11,299.00
today 1,200.00
new total $12,499.00

I did my grocery shopping. I saved $17 using my advantage card. Of course, this will be added to my $20 challenge.

prev. total $11,282.00
today 17.00
new total $11,289.00

Time to add my bank interest to the $20 savings.

Prev. total $11,098.00
today 184.00
new total $11,282.00

It is time to add the interest that I am paid on the first of each month, to my $20 challenge.

Prev. total $11,055.00
today 43.00
new total $11,098.00

This cme from capital one accounts.

I received $275 in dividends from a certificate of deposit that I hold in a local back. I will add it to my $20 challenge.

My question is: I received a letter this week from this bank, telling me that they are closing my branch. I have a jumbo C.D. which I cannot cash out without penalty until Jan. 2015. Right now, I will lose $550 in interest (penalty) if I cash out.

My problem is, they will be moving my account to another state, probably Alabama, I perfer to do my banking in person, not by mail. Online is really difficult for me.

Should I just take the penalty and cash out, so my funds will not be moved out of state (where, I do not know) or should I stay put. I have talked to the bank people in person, but got no help.
What would you do?

Prev. total $10,627.00
today 275.00
new total $10,902.00

I redeemed my chase rewards for the month. They no longer send you a check. Now, they deposit directly into your checking account, which is fine with me.

Prev. total $10,595.00
today 32.00
new total $10,627.00

Wednesday was my s/s check day. It arrives in the mail. I have never had to cash one yet. I add it to my $20 savings.

Prev. total $10,077.00
today 518.00
new total $10,595.00

After a 4 night vacation for the all star game, the braves are back to playing regular games again. They played last night and won 6-4, so I will add $5 to the challenge account.

Prev. total $10,062.00
today 5.00
new total $10,067.00

The allstar game is this week, so I won't be adding any money to the challenge for braves wins. They did win yesterday at Wrigley Field. What an interesting history that ball field has. It is 100 years old this year.

Prev. total $10,057.00
today 5.00
new total $10,062.00

I always pay our materials bill before the 1st of the month because I receive a 5% discount. It is usually not that much, but this month I saved $300 which I will add to the $20 challenge.

Prev. total $9748.00
today 300.00
new total $10,048.00


Yay! I surpassed the $10,000 mark for the year.!!

I did my gorcery shopping yesterday. I saved $17 using my advantage card. I sometimes watch " extreme couponing" and wonder how they get all those coupons? Our local paper never has any coupons, The only ones I get are printed out at checkout with your receipt.

Prev. total $9731.00
today 17.00
new total $9748.00

We went to a great party last night. They had live music and we even got up and danced.

Dh wanted to be especially careful abut driving last night cause he highway patrol was out in full force.
He was very careful to take his own beer to the party. It was a non alcoholic beer, so he stashed it (hid) in the refrigerator.
He felt very safe driving home until he realized that he forgot his drivers license and wallet at home.
(red cars get stopped more than any other color, did you know that?)

:ucky for us, we made it home without getting stopped. The braves won last night, their 9th in a row.

Prev. total $9726.00
today 5.00
new total $9731.00