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Archive for November, 2014

Interest paid early

November 29th, 2014 at 11:30 am

I check my local bank accounts every day and discovered that they had already posted the interest for the month, today. I guess they do that because it is the weekend? Anyway, I earned $163 in interest for one account and $47 in the other, for a total of $210 this month. I will add that to the challenge.

Prev. total $18,879.00
today 210.00
new total $19,089.00

An unusual Thanksgiving

November 28th, 2014 at 12:03 pm

We were invited to have dinner at a c ouple's house, Brenda and Dick, that we had never met.
My bridge partners, Jim, Carol and Peg were all invited.
None of us have any family to spend Thanksgiving with, so this couple thought it would be nice if she invited over people who were going to be alone on Thanksgiving.
My friend, Carol is a friend of a lady named Cathy from Florida (originally). Cathy is a friend of Brenda's and they "cooked" up this idea to invite those of us who were spending Thanksgiving alone.
Surprisely, we actually knew a few of the people that attended.
There was about 20 of us and everyone brought something for the meal. I brought two homemade egg custard pies. (My husband makes great pies)
We had a wonderful time and met new people. A nice way to spend Thanksgiving!!

s/s is always on time

November 26th, 2014 at 11:01 am

I received my social security check today. It is always on time. When they say the 4th Thursday of the month, that is exactly what they mean. I ask for Vanguard to deposit my check on the 20th of the month, and it did not get there until the 24th. Not complaining, but just happy that the government is on time. I will add it to the $20 challenge.

Prev. total $18,351.00
today 518.00
new total $18,869.00

Getting close to $20,000!

Gone With the Wind!

November 25th, 2014 at 01:33 pm

In case, anyone is a big fan of the movie "Gone with the Wind" like I am, it will be on Tv all day tomorrow. It is on the AMC channel!

Check in the mail

November 25th, 2014 at 01:31 pm

I received a check in the mail today from Capital One credit card. It was for $16 and will be added to the challenge.

Prev. total $18,328.00
today 16.00
new total $18,344.00

November 25th

November 25th, 2014 at 08:55 am

Yes, just one more month til christmas. My husband started a tradition when we first got married, one gift for every year I was old. Of course, I had to get one for him and my daughter so they would get as many as I did. Wow, did we get a lot of gifts.
Thank goodness, that has slowed down. We still exchange gifts, but it is hard to find something we need. I give checks to ghe grandchildren and my great granddaughter. I remember how handy money was when I was in my 20's! (That is what my mother always gave me)

$20 challenge
I received a check from Chase credit card for $55 yesterday.

Prev. total $18,246.00
today 55.00
new total $18,301.00

Vanguard came thru!

November 24th, 2014 at 12:45 pm

My first check from my Vanguard IRA account was deposited into my checking account today. I asked for my withdrawals to start on the 20th of each month, but I guess they do not process checks on the weekend.
What do you think I am going to do with my first check? (It's $1000) If you know me well, you will probably guess that I am going to save it. Yes, it is going into another one of my mutual funds, actually more than one. Mutual funds are returning a pretty good rate of interest right now, much more than banks.

Today would have been my daughter's 45th birthday. She died in 2013. I remember how excited I was when they called me on my birthday, to say she was on the way. She was born at 2 a.m. the next morning. (She was adopted at birth)

It is a beautiful day today and I am very thankful.

Going for the record!

November 23rd, 2014 at 01:08 pm

In my immediate family, no one lived to be extremely old. My mother got cancer at 55. She died of lung cancer, just 2 months shy of her 71st birthday.
My sister had a brain tumor and died at age 59. My father died the youngest. He had a heart attack when he was only 55 and died. I was not quite 10.
Today is my birthday and I am 70! Just one more year to go and I will set the record of being the oldest in my family!
Wish me luck!


$20 challenge total $18,246.00

1st withdrawal from Vanguard

November 23rd, 2014 at 08:47 am

I checked my account with Vanguard. This is my IRA account and I am starting to take monthly withdrawals. I asked for my first $1000 withdrawal to come out on the 20th.
I checked my account Friday and it has been deducted from my account, but the deposit still has not hit my bank yet. I sure hope it gets there by tomorrow, which is Monday. Maybe the bank does not do automatic transfers on weekends?

Brrr, it's cold

November 13th, 2014 at 01:17 pm

I think this is going to be a pretty bad winter if this is any indication. It got to a high of 37 today with cold winds, and it is only the middle of November. Winter doesn't start for a month and a half. We had snow on Halloween night. The cold bothers me a whole lot more now that I taken medication for blood thinning because of my heart attack. I am wishing for spring!

Found a quarter

November 12th, 2014 at 01:58 pm

It does not take much to get me excited. This is only the 4th time I have found change all year. My total for the year is now 85 cents!
I talked to Vanguard yesterday about my IRA mututl fund. I am supposed to start received a monthly pay off thru my bank on the 20th of this month. I am excited! I actually plan to put the money BACK into a mutual fund for as long as I can. Since hubby is still working, we still have his salary to live on, but this will be a nice bonus if I need it.

Happy Veterans day

November 11th, 2014 at 01:28 pm

Happy Veterans day. I am so proud of all the men and women who have served our country. I was an "army brat". My father served during WWI and WWII. He lied about his age during WWI. (No birth certificates needed then, I guess) Sadly, I lost him when I was only 10 years old.

$20 challenge:

Prev. total $18,179.00
today 6.00
new total $18,185.00

Distributation from IRA

November 6th, 2014 at 01:11 pm

I have decided to start taking funds from my IRA. I will be required to do so next year, so thought I would start now.
This is from my Vanguard fund that has been comprimised (by fraud) so I have to do everything by mail or over the phone. So far, I have filled out the bank consent form and send it in. I will let you know of my progress.
Received my first christmas card yesterday.
$20 challenge fund is doing great.

Prev. total $18,154.00
today 10.00
new total $18,164.00

Won first prize!!!!!!!!

November 3rd, 2014 at 10:58 am

I forgot to mention that they gave a prize for best costume at the Halloween party we attended on Friday night. My husband won first prize (I was mentioned too) It was for a $50 bill which he immediately gave to me for the $20 challenge.

He was so funny. He was a fat, overweight, hillbilly, with Bubba teeth and real Billy beer (which we have had for over 30 years) hanging from his belt. I wish I could show a picture!

$20 challenge
Prev. total $18,093.00
today 50.00
new total $18,143.00


I was dressed as an old overweight lady who can not find her puppy. I put "lost puppy" signs everywhere. The costume is based on a far side cartoon. The "puppy" is stuck in the back of the old lady's dress. She sat on it! (no real puppies were hurt during this contest; it was a stuffed puppy)

Snow in October

November 2nd, 2014 at 11:23 am

It snowed Halloween night. We has lived here 30 years and I have never seen snow in October. When we got up the next morning, there was snow on the rooftops and on the lawn. You can still see it on top of the mountains in the distance.

$20 challenge
Prev. total $18,088.00
today 5.00
new total $18,093.00

Capital one interest

November 1st, 2014 at 09:49 am

I don't keep much money in this account anymore. It is only paying.0075% and I can get 1% on my money market account.

$20 challenge

Prev. total $18,070.00
today 10.00
new total $18,080.00

Business money market

November 1st, 2014 at 09:46 am

I earned $88 in my business money market. This is the money we uses to build a spec house.

$20 challenge:

Prev. total $17,982.00
today 88.00
new total $18,070.00

Interest day

November 1st, 2014 at 09:42 am

Today is the first of November, Interest day at the banks. First I earned $190 on one of my money market accounts. It will be added to the challenge.

Prev. total $17,792.00
today 190.00
new total $17,982.00