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Archive for February, 2015

Glad this month is almost over!

February 27th, 2015 at 09:23 am

This has not been a very good month. My husband has not been able to work all month. First, he went to see his father in Fla. for a week and the rest of the time, we have had terrible weather. I cannot remember it being this cold for so long. There has been snow on the ground all week long and today, is not exception. He got out to take things to the dump. (Hope he makes it back ok) He has been doing a lot of decluttering and today he hopes to paint the garage. I just hope for spring!

$20 challenge:

Prev. total $4129.00
today 10.00
new total $4139.00

Still snowed in

February 26th, 2015 at 07:11 am

WE did get out for a short while, but last snow we had a lot of snow, so we are stuck in the house again.
My husband is so bored. We have decided to build a cabin on a lake access lot that we own, when this weather breaks. He also has a custom home that should start in April if the owners quit changing their house plan.
No lookers at the spec house for sale. Not much going on in this weather.
We did get a housekeeper for dh's father and girlfriend. Of course, we are paying the bill every month. Dh's brother has no money to help out.

Got my s/s/ check yesterday and will add that to the challenge:

Prev. total $3590.00
today 529.00
new total $4119.00

snowed in birthday

February 24th, 2015 at 11:26 am

Today is my husband's birthday and we are snowed in. I had planned on taking him out for a nice dinner on his birthday, but I guess we will have to stay home. They are calling for more snow tomorrow.
I had to install a new furnace last winter. Ours was 20 years old and having problems.
The heating guy that we have used for 30 years instlled a heating system with a heat pump. I do not like it at all. Our electric bill has been double these last few months, and I am always cold.
I sure wish we had our old Lennox system back. If I ever need a new system, I will insist on Lennox Gas system. We have put them in all the houses we build, but our old heating guy does not carry them anymore. Needless to say, we are using a new company that carries Lennox, in our spec houses.

$20 challenge

Prev. total $3570.00
today 8.00
new total $3578.00

snowed in

February 21st, 2015 at 08:39 am

We are snowed in right now. This happened on Thursday too. I am hoping it will rain and clear the roads so we can go grocery shopping. This is the coldest winter I can remember. Our little dogs don't want to go outside and I don't either.

$20 challenge
Prev. total $3547.00
today 9.00
new total $3556.00

Capital one check

February 19th, 2015 at 01:54 pm

Today was a snow day, but we got out this afternoon. Our car tags are due by this Tuesday, hubby's birthday. So, we managed to get them this afternoon, including a new one for the new car.
I received a check in the mail from Capital One which I will add to my $20 challenge.

Prev. total $3514.00
today 25.00
new total $3539.00

closed my local account

February 18th, 2015 at 01:18 pm

I closed one of my local accounts today. I like to keep my money locally cause it is easier to get to and I like supporting local banks.
My money market account, paying 1.25% ended yesterday and they had nothing better to offer. I hate settling for 1/10th of 1 percent, which is what my checking accounts are paying.
I transferred the money over to Mysavingsdirect at Emigrant bank, which is paying 1.04% and Capital One 360 which is paying 9/10th of one percent. I am only going with capital one cause I have a checkbook for that account. Actually GE capital bank is also offereing 1.04% which is a better deal.
I have not completely closed my local account cause I have to leave it open til the end of the month to collect the interest for the month.
I will probably put the rest of the money into GE capital bank.

$20 challenge

Prev. total $3501.00
today 6.00
new total 43507.00

Today is the day I met my husband, 38 years ago!

Elvis day

February 16th, 2015 at 07:45 am

Yesterday was my Elvis day and I did not forget. I attended his concert on Feb. 15h, 1977 with my two best friends. We got front row seats. It was a wonderful concert. Elvis died just a few months later. (August 1977. I still have my ticket stub and the poster I bought that day. (I even have the jumpsuit I wore to the concert.)

Inexpensive valentine,s dinner

February 15th, 2015 at 12:44 pm

WE ent out with friends for dinner last night to one of their favorite mexican restaurants. I was not very hungry, so I just got a side order of rice, hubby got a shrimp dinner. Our total bill came to $9.25. (we are allowed to brown bag it, so we took wine.) Gosh, can't beat that for a night out!

Happy Valentine's day

February 14th, 2015 at 12:26 pm

Hope you are having a great valentine's day. We don't usually do much, but we are going out to dinner tonight. Hope we don't get snow on the new car!

Guess what car?????????????

February 13th, 2015 at 10:31 am

WE got a new car today. I would like you all to guess what kind of car we got??????

Happy Friday the 13th!

February 13th, 2015 at 06:56 am

I hope today is a lucky day for you. I got married on Friday the 13th and it has been lucky for me.


$20 challenge:

Prev. total $3465.00
today 7.00
new total $3472.00

sick puppy

February 12th, 2015 at 06:42 am

My little girl, Molly has been sick. We took her to the vet about 3 months ago with neck and shoulder problems. She got an adjustment, but on Monday, she was acting like she was in pain.
We took her to the vets again and they took x rays. The vet said she would need surgery to fix the problem.
She needed to go to a specialist to get evaluated. On Tuesday,we took a trip to a town near Atlanta to the special vet there. They are going to try medication and confinement for 3-4 weeks, to see if surgery can be avoided.
The two vet visits were $460 and the surgery will run about $5000.
There is no question that we WILL spend the money on the surgery. Molly will be 6 next month and is such a joy to us. We will spend whatever it takes to make her well.
(Molly is a malta-poo. Her mother was a pure bred black poodle and her father was a pure bred maltese. She looks like her daddy and is the sweetest dog in the world.)

50 years

February 12th, 2015 at 06:34 am

50 years ago today I was married. There are not many on this board that can say they have been married for 50 years.
However, I have to fess up. I was married twice. The first time was for 12 years. While going thru my divorce, I met my dh. (a blind date) It was love at first sight and we were married just 5 weeks later. I don't reccommend that to everyone, but it has sure worked out! He is a wonderful husband!
We have been married for 38 years. (12 the first time.) (12 and 38 make 50)

Hubby is home

February 9th, 2015 at 11:47 am

He got home on Sat. night. I was so glad to see him. I hope he does not have to go away again for a long time.
He is kind of frustrated because he feels like he just wasted his time (and money) At least he got a water purifier and put it on for his parents, so they don't have to buy bottled water any more.
We will just keep our fingers crossed that the parents will get by ok for a while.

4 days

February 7th, 2015 at 09:52 am

It has been 4 days since I have been alone. I'll admit, if I was younger and had kids, I would probably welcome to vacation. But I am use to having hubby around for almost 40 years and I miss him!
As i thought, his going to Fla. did not do a bit of good. He was looking for someone to come in and do some house cleaning once a week, to take the burden off of his elderly father (93) and his elderly girlfriend. (90) He did find a lady that would work out; she is the daughter in law of a friend there.

However, his parents don't really want anyone else in the house with them. Also, hubby tried to persuade girlfriend to stop driving and she will not hear of it!
I knew he was wasting his time, but he feels better that he at least tried. His brother and SIL live there, but they are terrible money managers; they can't even pay their taxes. I made hubby leave the checkbook at home so he could not make any loans to anyone.
I talked to him last night and he said he was coming home tonight, so I am excited! The girls have been looking out the window for him for 4 days, so i know they will be excited too.

$20 challenge

Prev. total $3425.00
today 6.00
new total $3431.00

Lonely

February 5th, 2015 at 09:14 am

I get very lonely being alone. I don't know how people live alove. Maybe cause I have not done it
ever. I went from living at home to being married for 50 years.(two different husbands, but only single for a few weeks.)
Hubby has gone to Fla. again. He just went 3 months ago. He is trying to find some part time help for his elderly father and his elderly girlfriend of 22 years. I hope he has some luck. His younger brother lives right there, but seems to be no help at all.
My girls are company, but they sit and look out the window all night, waiting for their daddy to come home. Well, at least I am saving money on groceries and still adding to my $20 challenge.

Prev. total $3408.00
today 6.00
new total $3414.00

advantage savings

February 3rd, 2015 at 01:28 pm

I did my grocery shopping today. Total saved with my advantage card was $8. That is pretty good since I only spent $41. The last two weeks, I spent over $100 each week. That is cause dh went with me. It is funny how much more money you spend when you don't go alone to the grocery store. It gets added to the challenge money:

Prev. total $3393.00
today 8.00
new total $3401.00

I wish all montths could be as good as this Jan. However, it helps that I started off the 1st of Jan. with $2007 in interest from the Melrose credit union.

It is snowing here!

February 2nd, 2015 at 06:59 am

It just started! Hubby is home today, drawing house plans for a custom house he plans to start in April. The party last night was nice.
I received $223 in interest from my C & S account was $223 so I will add that to my challenge.

Prev. total $3146.00
today 223.00
new total $3369.00

Happy February

February 1st, 2015 at 12:23 pm

Tonight, we are invited to a super bowl party. Neither my husband or I care about football, but we like parties.
Our spec house is finished. I am very disappointed in the price my real estate agent told me to list it for; $249,000. I have $260,000 in the house.

It is probably the only brand new house on the market around here. It is 3 bedrooms, 3 1/2 baths, with a family room with small kitchenette, in adddition to the other regular rooms. There is a garage, laundry room,lots of closet space, etc. The lot is over one acre, on a creek with a nice mountain view.
I am going to have to price it at, at least my cost to break even.
I received my first interest on MySavingsDirect account. It was $18 and change and I will add it to the $20 challenge.

Prev. total $3128.00
today 18.00
new total $3146.00