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Archive for January, 2015

I have a cousin!

January 28th, 2015 at 01:31 pm

That may not seem like a big deal to some folks, but it is to me. For most of my life, I have pretty much had no relatives. Father died at my age 10; grandparents all died before I was 11, I lost all my aunts and uncles by the time I was 32 and then my mother passed. Also, my half sister, who I was not close to all all passed.
I knew I HAD some distant cousins, but did not know if any of them were alive.
I thought I found one two weeks ago, but I wrote to the address and have gotten no reply.
I have looked for a favorite male cousin for years, but with no luck.
Today, I found him. We have not seen each other for over 50 years. I e mailed his job to ask if he might be my long lost cousin, and he e mailed me back. He remembers me. I am so excited! He lives all the way out in Washington state.

Today was also s/s day, so I can add that to my $20 challenge:

Prev. total $2575.00
today 529.00
new total $3104.00

Just a dusting

January 27th, 2015 at 10:55 am

WE just got a dusting of snow this morning. No porblem with the roads. Dh is trying to get the spec house finished up this week. He may have to go to Fla. next week. His father is 93 and the girlfriend that lives with him (for over 20 years) is almost 90.
They really need someone to come into their home and help them out several times a week. Dh's brother, who lives in the same town, is just too busy to help. He and his wife are going to inherit the duplex, cars, etc. that FIL owns, so you would think they could help out a little. (Take out the garbage, changes the sheets, etc.) But they can't seem to find the time.
Dh is going to make a trip and see if he can find someone to help out part time. Of course, we will have to pay for it.

Still working on the $20 challenge:

Prev. total $2545.00
today 8.00
new total $2553.00

EMC dividend

January 24th, 2015 at 09:51 am

I got the dividend from my Emc stock yesterday. It was for $48 which I will add to the $20 challenge.

Prev. total $2476.00
today 48.00
new total $2524.00

Capital one check

January 21st, 2015 at 09:53 am

I get a rebate check from my capital one charge card every month. They send it in the form of a check. I also get a rebate from my Chase credit card, but it is deposited directly to my bank. I saved $5 using my Ingles advantage card while grocery shopping. I add money to my $20 challenge daily, but I just keep track of it on paper, I don't report it here. I pay myself so much each day, depending on what I do. For example, $2 for not using gas, $1 for not buying a donut, etc; s that is why my $20 challenge goes up everyday. Today I will add the rebate check.

Prev. total $2445.00
today 15.00
new total $2460.00

Horray for Lacey!!!!!!

January 14th, 2015 at 01:20 pm

Last week, a young man from this are went on a short hike on the applachian trail. (which runs thru out county) When he did not get back by dark, emergency personel was called. His car was in the parking lot of the trailhead.
An 18 month old bloodhound named Lacey and her trainer were called out to help. They got the young man's car unlocked and Lacey got a good whiff on his shoes. There were 3 trailheads to chose from, and Lacey headed down the middle one. The weather was in the 20's with a 15 mph wind blowing. Everyone was very worried because the young man had on only a light jacket and a pair of shorts.
Within an hour, Lacey found the young man (and his dog). His body temperature had already dropped dangerously low, but thanks to Lacey, they will both be ok. I hope the young man realized how lucky he was.
Thank you Lacey, you are a great dog! We are all very proud of you!!

Interesting stock market day!

January 13th, 2015 at 02:39 pm

It was an interesting stock market day. First the market was way up, then way down and it finally settled to just down a little bit! Lets hope tomorrow is an up day.

$20 challenge

Prev. total $2352.00
today 20.00
new total $2372.00

Discount dentist

January 10th, 2015 at 12:09 pm

My husband had to go to the dentist last week (oral surgeon) to have a tooth pulled. They quoted us $700 for the tooth (plus $221 for the consulation), but if we paid cash, they would knock off 10% ($70) No checks, just cash money.
Of course, to save $70, we did pay cash. Has anyone else heard of this ?

$20 challenge

Prev. total $2331.00
today 6.00
new total $2337.00

GE capital bank

January 9th, 2015 at 02:06 pm

I opened up a new account at GE capital bank this week. They are paying 1.05% on savings accounts.

My local bank is paying me 1.25% on a money market, but that rate will end on Feb. 20th and I do not see anything even close here locally.
I also opened a Mysaving direct account at Emigrant Bank online. They also are payaing 1.05%.
I guess I will transfer some money into both of the new accounts when my local account matures. I have to keep quite a bit of cash on hand to fund the new houses we are building. I sure wish rates would go up!!

Happy birthday to elvis

January 8th, 2015 at 11:23 am

Today is Elvis' 80th birthday. It is hard to believe that he has been gone that long. But I listen to his records a lot; the radio station in my car is set on the elvis station.
Update on the $20 challenge:

Prev. total $2317.00
today 7.00
new total $2324.00

I am trying to open a new savings account at GE Capital Bank and link it to my local checking account. But, My computer still won't let me into see my accounts at my local bank. That is frustrating. It keeps saying that the internet can't find my bank, Community and Southern bank.

Advantage savings

January 6th, 2015 at 10:44 am

I said I am going to do better this year to include my Ingles advantage card savings when I use the card. Last night, we went grocery shopping and I saved $9 using my card. It is added to the $20 challenge.

Prev. total $2300.00
today 9.00
new total $2309.00

Last of the interest for the month

January 3rd, 2015 at 07:24 am

I am posting the last of the interest that I earned for the month of Dec. (or the 4th quarter with my credit union). It was $221 for two accounts. I had an introductary rate of 1% on one account that ended Dec. 20th and I am still getting 1.25% on another account that does not end until Feb.20th. I will probably close the first account and look around for an account locally that pays better. I will add this interest to my $20 challege.
I am feeling frustrated because I cannot go online to check out my local accounts at Community & Southern Bank and I don't know why?
Right now, I am keeping track of my accounts by telephone, but I would rather use the computer to see what is going on. Any suggestions?

Prev. total $2947,oo
today 221,00
new total $2268.00

The Best day of your life!

January 2nd, 2015 at 01:22 pm

A good question to start off 2015. What was the best day of your life? Why??

Mine was May 13th, 1977.
That is the day I got married to my wonderful husband. We had a small wedding at my house and then on a cruise for our honeymoon. I even learned how to eat left handed so we could hold hands while we ate our meals. We are still holding hands.

Capital One interest

January 2nd, 2015 at 07:50 am

I am adding my capital one interest to my $20 challenge. This week, I withdrew most of my money from Capital One. I feel badly about that because I have been with them for a long time. I started with an ING account back in 2004, before capital one bought them out.
Their rate have not been very good. I was only earning .0075 on my savings account; even less on my checking account. I switched most of the money to Mysavingsdirect, which is at Emigrant bank. They are paying 1.05% now. I wish the good old days of 5% interest would come back. I earned $9 in interest this month. I am still leaving a small balance at Capital One.

Prev. total $2029.00
today 9.00
new total $2038.00

Happy new year and Melrose interest

January 1st, 2015 at 08:43 am

I begin my new year with a great start to the $20 challenge. Quarterly, I receive my interest from melrose credit union. I am rceiving 2.9 and 2.8% interest on my two c.d.'s.
This Jan. 1st, the total interest came to $2007 which I will add to the challenge I started yesterday, a day early!(since I reached my goal of $20,000 on Dec. 30th.)

Prev. total $ 22.00
today 2007.00
new total $2029.00
($2007 was my total interest for oct. nov. and dec.)