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Archive for August, 2007

Just waiting

August 31st, 2007 at 07:55 am

My best friend took her husband off of the ventilator yesterday afternoon. He suffered an aneurysm in his brain 9 days ago and has had no movement since. What a hard thing to go thru. I am so glad she has her three sons with her at this time.

Wonder how much I have saved?

August 30th, 2007 at 07:26 am

I just colored my hair this morning. I have been doing this for 35 years. i wonder how much money that has saved me?

Getting ready for the garage sale.

August 29th, 2007 at 01:00 pm

I am looking for things to put in my garage sale. I have found a few Jim Beam collectible bottles that still are full of whiskey. (the seal is not broken) I wonder if this 30 year old whiskey is still safe to drink?

No spend day

August 29th, 2007 at 06:11 am

I had a no spend day yesterday. I stayed home waiting for the repairman all day, so i also used no gasoline. I walked a mile and have another $2.00 to add to my challenge money.
The bad part is the repairs to the dishwasher and the ice machine are going to run about $500. I will get them fixed this once but next time I will just get a new dishwasher. I am not sure if I will ever get another stand alone ice machine. This one has been a real pain, but I am addicted to ice. also, dh takes a cooler full of ice to the job every day.
Prev. total $19,630.00
today 2.00
new total $19,632.00

Waiting for the repair man

August 28th, 2007 at 08:30 am

Today, I am waiting for the appliance repair man. As talented as my husband is, he knows nothing about appliances except how to install them.
We think the dishwasher got struck by lighting, that is when it went out. While he is here, we are going to have him look at my free standing ice maker. It quit making ice about a month ago. These are expensive machines, about $900 and it just keeps breaking down. If it cost too much, I am just not going to bother getting it fixed. so, it should be an expensive day today.
I played bridge yesterday so I did not walk. The stock market finished down, however the braves won, so I have a whole $1 to add to my challenge money.
Prev. total $19,629.00
today 1.00
new total $19,630.00

Monday is budget day

August 27th, 2007 at 08:47 am

Today is my dh's payday and the day I do my budget. Since my dh often works on Saturday and Sunday, it is just easiest to pay him thru Sunday and cash his check on Monday morning. No, he never sees it and has no idea of how much he makes. I give him an allowance. This allowance has gone up lately because of gas. He drives a heavy, full of tools, van and he does not get very good milage.
Plus, he makes several trips back and forth to town to buy materials.

So, the envelopes are all filled for the week and I am happy. I walked a mile yesterday and also had a no use gasoline day so I will add $2 to my challenge money.
Prev. total $19,627.00
today 2.00
new total $19,629.00

Washed dishes by hand!

August 26th, 2007 at 10:46 am

Gosh, I just washed dishes by hand. This is the first time in about 11 years. I think that lighting hit the dishwasher the other day. It knocked the circuit breaker off. I turned it on, but there is no water getting to the dishwasher.
I wonder which is cheaper, washing dishes by hand or in a dishwasher?
I don't know if I will get it repaired or just get a new one. This one is about 5 years old.
I used coupons and saved $11 on groceries yesterday, plus I walked a mile, so I have $12 to add to my challenge money.
Prev. total $19,615.00
today 12.00
new total $19,627.00

A check in the mail.

August 25th, 2007 at 12:18 pm

My husband did a small job for a friend a few weeks ago. We have learned that unless the job is under 30 minutes, we really need to charge people. Otherwise, he would be on call all the time cause he is so talented. He was there for 2 1/2 hours plus furnished some supplies, so the bill was for $81.
I never count things like that in my budget cause I never know when the check will come in.
Well, I got the check in the mail today, the braves won last night, the stock market closed up yesterday and I walked a mile. That is $84 dollars more for my challenge money.
Prev. total $19,531.00
today 84.00
new total $19,615.00

I am going to make up a financial list today

August 25th, 2007 at 09:27 am

My plan this afternoon, is to sit down and make a list of all of our financial assets, bank accounts, checking, money markets, cd's, etc., complete with account numbers.

My best friend's husband had an aneurysm in his brain on Tuesday morning and he has not moved sinced then. The odds are he is almost brain dead.

I see how fast life can change. My dh has no interest in finances at all and lets me handle everything.

I want to make up a list and go over everything with him, just in case. I think this is a smart plan for all of us.

Much needed rain

August 24th, 2007 at 01:34 pm

That is what we are getting right now. However, the electrical storm has also cause the power to go on and off at least 6 times. I was running the dish washer the first time and now, it will not allow be to reset it. I hope lightening did not strike it, but I have a feeling it did. I open and close the door, but nothing will work.
I did make it to the store before the storm where I stocked up on steaks for sale. I saved $11 on steak and some bogo fritoes. I will add that to my challenge money.
Prev. total $19,520.00
today 11.00
New total $19,531.00

Enjoy your life!

August 24th, 2007 at 06:20 am

Enjoy your life while it is happening to you.
I got an e mail from my best friend. She and I met in Jr. high school. We were not really friends in high school but became very good friends when she moved back to our home town and have been best friends every since.
I got an e mail that said her husband was in the hospital. He woke up Tuesday morning with a bad headache. He got dressed for work but laid back down on the bed. When she came out of the bathroom, he had passed out and she had to call an ambulance.
Something in his brain has burst and the doctors don't think he will ever recover.

On Wednesday, he received his 2nd social security check in his checking account. It will probably be the last one he will ever get.
I feel so sorry for my best friend, having to go thru all this. Thank goodness, she has a large family and church family to help out in her time of need.(she lives a long way from me)

A little bit for the challenge!!

August 23rd, 2007 at 11:59 am

Well, the stock market did go up yesterday but that was about it. I was completely out of diet sprite, so i went to the store and got some on sale and saved $2 on that. I also found a quarter in the newspaper rack thing. That makes $1.25 I have found at the newspaper stand in a week. I will add $3 to my challenge money.
Prev. total $19,517.00
today 3.00
new total $19,520.00

Interest added

August 23rd, 2007 at 09:46 am

I got the interest added to my largest money market account yesterday. That makes my balance go up by $975.20. So far this year (knock on wood) I have not had to withdraw anything for emergencies.
The van seems to be running fine right now and I had expected a big bill on that repair. (It still may happen) My husband went to the dentist this week and it was "no charge"
Everything seems to be going great except waiting on permits to start a new house. We applied 8 days ago and they usually come out and check out the property in 2 days.

I do not add the interest that I receive each month to my $20 challenge, but I am keeping track of it cause my goal is to earn $20,000 in interest this year.

I have been quiet today!

August 22nd, 2007 at 01:05 pm

That is unusual for me. I guess it is the heat. It is just so hot here. I hate to think of those poor guys putting up roof trusses out in this heat, but that is what they are doing!
We are going to have a garage sale. My first one is over 12 years. dh got a lot of stuff cleared out of his garage this weekend and we need to get rid of it. Right now ,it is piled on his car hauler and covered. I just put the ad in the paper, so I have to go thru with it. I just wish I could have picked a cooler time.
I got my check for $538 today, so I will add that to my challenge.
prev. total $18,979.00
today 538.00
new total $19,517.00

Electric bill is in!

August 21st, 2007 at 02:10 pm

I made it under budget which surprised me. We have had a heat wave for the last three weeks. Of course, the meter was read about aug. 14th, so next month's bill might be higher; but this bill is for under $118. I budget $160, so that gives me $40 to add to my challenge. Plus the stock market went up yesterday and the braves won twice the past two days. That is a total of $43 to add to my challenge.
Prev. total $18,936.00
today 43.00
new total $18,979.00

He ran out of gas!!

August 21st, 2007 at 06:21 am

dH headed for work Sat. morning and then I got a call. His van had quit. He had it towed to the repair shop. So he could not work all weekend and on Monday he used my vette all day.
Well, the good news was, the van had just run out of gas. Apparently, the gas gauge is not working correctly. There was no charge except for the towing and our insurance will reimburse us for that.
So, I hope that we have no more problems with that vehicle. It was having a transmission problem, but now that has stopped. Dh doesn't really want a new van. He is even thinking about getting a used pick up truck as a back up. We just don't have another vehicle that makes a good work vehicle. He is a carpenter and has a million tools!

A big addition!!

August 20th, 2007 at 07:05 am

My husband draws all his own house plans. He has been doing it almost all his life.Usually he draws plans for our spec houses. No pay there. But occasionaly he will draw the plans for a custom house.
The past few months he has been working on a big plan, 4550 sq. ft. He does the whole thing, floor plan, roof and floor truss plans, elevations, electrical, etc. Usually about 8 sheets, hand drawn. (he does not know how to use a computer)
He just got paid for the plan today and I plan to add that money to my $20 challenge.
prev. total $16,669.00
today 2,267.00
new total $18,936.00

BTW, he charges 50 cents a square foot, preety cheap by today's standards.

MOMA

August 19th, 2007 at 10:44 am

Baselle took mine, pay your self first every payday. I have done that all my life.
I have saved a lot of money by keeping my electic bill low and saving the rest of what I had budgeted for it. I do this by keeping the heat down and the hot water heater turned low.(usually off)
I also have saved a lot of money by coloring my hair myself the past 35 years.

Cleaning out the garage

August 19th, 2007 at 10:24 am

My dh is busy cleaning out the other garage. We have two 2-car garages, but one side is filled with mostly his stuff!! Old tools, things he just needs to get rid of. There is an exercise machine out there that I really like, but it throws grease all over the carpet so it stays in the garage.
I hope he can make a few dollars on this junk and get rid of it.
The braves lost again, but I did walk a mile plus I have the ridge money to add to my chalalenge money.
prev. total $16,503.00
today 166.00
new total $16,669.00

mp3 player

August 19th, 2007 at 07:01 am

We went to an open house the other day. It is the house that my husband took to fix up after another builder really botched the job. I am happy to say it looks much better and has passed inspection for everything and is back on the market for sale.
They had a drawing at the open house and I won! It was for an mp3 player. I have no idea what it is since I still live way back in the last century! However, I am sure I can find a good home for it! I am just excited to win something!!!

adding a little money to the challenge.

August 18th, 2007 at 02:58 pm

I don't feel right if I don't at least add a little bit of money to the challenge everyday. The braves let me down again, but the dow was up over 200 points, so I will add $2 for that.
prev. total $16,501.00
today 2.00
new total $16,503.00

The van broke down

August 18th, 2007 at 07:55 am

I got a call first thing this morning, my husband's work van had died on the way to work. He has no idea what is wrong with it, it just sputtered and died. He was on his way to rent a ditch witch! He was supposed to put in a water line today.
Instead, he is at home. We have no other vehicles capable of hauling a ditch witch (two corvettes and a 1933 ford victoria)
It is going to be a long weekend. They won't even look at the van until Monday.
I am thinking it is almost time for a new work van, but he wants a new car instead. Hopefully, it won't cost too much to repair it, but he will definately be out of work for a few days.

Hit $15,000.00

August 17th, 2007 at 12:51 pm

It has been one of my goals this year to earn $20,000 in interest this year. Yesterday ( I just added it up today), I hit the $15,000 mark ($15,059) in interest, on ELVIS day of all things.
Unless I have some really big expenses or start a new spec house, I should hit the $20,000 mark this year, with no problem.

Survey

August 17th, 2007 at 10:43 am

I took 2 short surveys this morning. I check my points and I have 990 points. One more short survey and I can cash out again. This is with NFO mysurvey.
I did do my grocery shopping this morning and also stopped to buy hair coloring. Using coupons, I managed to save $5 which I will add to my challenge money.
Prev. total $16,496.00
today 5.00
new total $16,501.00

The dow turned positive

August 16th, 2007 at 12:56 pm

After being down as much as 300 points, the dow just turned positive with about 4 minutes to go. Go, dow, Go!!!!!!!!

Wow, just checked my mutual funds

August 16th, 2007 at 07:53 am

I just checked my mutual funds and it ain't pretty. From my high on July 19th, I am down $29,000 as of yesterday. I sure hope this downward trend ends soon. No, I am not worried!

No spend day

August 16th, 2007 at 07:22 am

I had a no spend day yesterday. I needed to pick up a few things at the grocery store, but my husband was with me and needed to get to a job site quickly, so he just dropped me off at home. Today, I am meeting with some of my local forum friends for lunch. I am looking forward to it; I don't go out for lunch very often.
Well, the braves did win, I won't even mention the stock market, and I walked 20 flights of stairs yesterday, so $2 to add to the challenge.
Prev. total $16,494.00
today 2.00
new total $16,496.00

Elvis day!!

August 16th, 2007 at 05:06 am

Today is the 30th anniversary of Elvis Presley's death. I saw Elvis in person, only once. I still have the ticket stub in my "elvis" bedroom. It was on Feb. 15th, 1977. It was a lucky week for me. I had front row seats.
I also met my dh 3 days later, on Feb. 18th, 1977.
I do have a poem written by Col. Parker and signed drumsticks by Elvis' early drumer, D.J. Fontana!
Guess I will go put on my blue suede shoes and hang out at the Heartbreak Hotel! Thank ya, thank ya very much.

(Oh the poem is signed too)

Free lunch

August 15th, 2007 at 01:44 pm

My dh and I had a free lunch at an open house today. It was the house that my husband took over to fix up for a nice couple building it for sale.
He has worked on it several months and it looks nice now.
The owners had the house,"staged" That is furniture was brought in and the house was all decorated. It really looked good.
The owner is from New Orleans and she made all New Orleans style food, which my husband tried. I hope he does not have heartburn tomorrow. I stuck with food that I know, namely dessert! But it was fun to get to go out with dh in the middle of the day.
We are going to build a big house (over 4550 sq. feet) for them next, so we gave them the house plans dh had drawn for them. wow, now I get to collect for all those weeks of drawing!!

Dinner home

August 15th, 2007 at 06:46 am

We had dinner at home last night, a rare thing for us. Now, I remember why, I get too bored sitting here all night. So, we took a ride to look at the beautiful mountain view on some property that we own. Wasted a bit of gas, but the ride was nice and Holly loved it.
We had pork chops last night which cost me about $5, so I figured we saved about $15 dollars last night, plus the braves won. That is $16 i can add to the challenge money.
prev. total $16,478.00
today 16.00
new total $16,494.00


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