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Archive for April, 2007

Biggest bank in town.

April 30th, 2007 at 08:32 am

I just got back from the biggest bank in our town. It has been in business for well over 50 years here.
I have kept my cash in two other local banks because they pay more interest. This bank's president stopped by our table one night and I told him that was why I have no money in his bank. He promised to give me a rate of 5.45 on a jumbo C.D.
Well, I stopped by today and he was not there. The best the staff could offer me was 5.0%
Heck I am getting 5.25% with my money market account at one bank and 5.75% with a C.D. at the other bank.
The biggest bank makes all the loans in town, why don't they pay out the highest rates?
I need to find somewhere else to put this cash, cause I am way over the fdic insured amount. I really don't like banking on line.

Braves win two!!

April 29th, 2007 at 07:58 am

The braves have won their last two games, I walked over a mile yesterday and we saved $5 using our store card at the grocery store last night, so there is $8 to add to the challenge.
Dh went to work as usual, but he is coming home early to cut grass and work in the yard.
Later I hope to drive out to a new subdivision to look at a $200,000 lot people want us to build on.

Prev. total $8913.00
today 8.00
new total $8921.00

A pretty spring day

April 28th, 2007 at 10:45 am

It is a very pretty spring day here today, the kind that is just perfect. No heat on, no airconditioning. I love low electric days like this.
I did my grocery shopping this morning and saved $2 using my store card. I also walked a mile yesterday plus did my 20 flights of stairs. so I am adding $4 to my challenge money.
Prev. total $8909.00
today 4.00
new total $8913.00

GM mastercard

April 27th, 2007 at 12:27 pm

I got a check in the mail for the rebate that I had requested from my GM mastercard. It is nice to charge things and get money back.
My husband charges all of his building purchases at home depot, then I pay off the balance in full each month. When you earn $100, you can request a check.
Of course, I will add this to my challenge money.
Prev. total $8809.00
today 100.00
new total $8909.00

Getting my deposit together

April 26th, 2007 at 11:50 am

I am working on getting my deposit for the bank ready. About once a month, I take everything that I have saved, to the bank that pays 5.25%. So, i still have "Ridge" money to add to my challenge total.
Prev. total $8644.00
today 165.00
new total $8809.00

Another check

April 25th, 2007 at 10:17 am

I got a check today for $538.00 I also saved a dollar on sausage on sale and the braves won, for a total of $540.00 to add to my challenge money.
prev. total $8104.00
today 540.00
new total 8644.00

low electric bill

April 24th, 2007 at 02:48 pm

I got my electric bill and it was way under budget, so I have an extra $100 to put in my challenge money.
Prev. total $8004.00
today 100.00
new total $8104.00

A few dollars more.

April 24th, 2007 at 11:33 am

The braves won on sunday and I walked 2 miles on my treadmill. I saved an extra $1 buying sprite on sale today. So, that will be $4 to add to my challenge money.
Prev. total $8000.00
today 4.00
new total $8004.00

A fun day

April 23rd, 2007 at 07:51 am

Today will be a fun day, my bridge group is coming over to my house to play bridge. I already made my run to the bank and have done my budget for the week. It was a good paycheck as my husband worked over 70 hours. I am able to save 25% of it this week.
I also have my"ridge" money to add to the challenge money.
Prev. total $7835.00
today 165.00
new total $8000.00

$1583

April 22nd, 2007 at 12:31 pm

$1583. That is how much my net worth increased yesterday. That was the amount of interest that was credited to my money market checking account yesterday.
I know that soon I will have to take some of that money, buy a lot and start a new house for sale, but right now, it is nice to let that interest accrue.

Saved some money today.

April 22nd, 2007 at 10:22 am

I have saved some money today. First of all, I colored my hair as I have been doing for about 35 years. I am sure that has saved me at least $50.
I am making my own distilled water.
The heat and air are off. We haven't need the air yet, but we are still getting frosty mornings.
I picked up our dinner at the store and saved $3 using my store card. I will add that money to my challenge money.

Prev. total $7832.00
today 3.00
new total $7835.00

hummingbird time.

April 21st, 2007 at 11:02 am

I filled up the hummingbird feeder and hung it outside today.. Already the squirrels are on it and making a mess. I haven't seen any birds yet.
We took on a new house to "fix" this week. It is a new house, but really a mess. The roof sags, the floor sags and there is a jack holding up the floor. Eveny thing in the house is out of plumb and out of level. I hope dh can get all the problems fixed so the house will sell for the owners.
The braves won last night, I walked over a mile and did 20 flights of stairs, so I have $3 to add to my challenge.
Prev. total $7829.00
today 3.00
new total $7832.00

Got a check from the state

April 20th, 2007 at 02:10 pm

I got a check from the state of Georgia. It is my state tax refund of $10. I also used two coupons and my advantage card to save $8 at the grocery store. I will add this $18 to my challenge money.
Prev. total $7811.00
today 18.00
new total $7829.00

No spend day

April 20th, 2007 at 08:26 am

I had a no spend day yesterday. My dh had to go to the dentist, but he came home with the blank check. The dentist had to fix a broken tooth and there was no charge. Got to love that!!

I forgot.

April 19th, 2007 at 03:11 pm

Opps, I forgot. The braves won last night and I did 20 flights of stairs today. That is another $2 for my challenge.
prev. total $7809.00
today 2.00
new total $7811.00

How to retire rich!

April 19th, 2007 at 01:04 pm

Start young. Save 10% of all you make and invest it in a good mutual fund. Never touch it and you will retire a rich person.

A no spend day!!

April 19th, 2007 at 12:41 pm

today is turning into a no spend, no gas day. I even let my dh take my car to the dentist so I won't be tempted to go downtown. Guess I can add a few dollars to my challenge money.
prev. total $7807.00
today 2.00
new total $7809.00

Braves won last night!!

April 18th, 2007 at 12:26 pm

The braves won last night and I walked a mile, so I can add $2 to my challenge. I just bought my favorite sugar free candy on sale and saved $3. Then I found a dime by the coin sorting machine. I will add the $5 to my challenge and the dime to my change jar.
Prev. total $7802.00
today 5.00
new total $7807.00

requested a check

April 17th, 2007 at 12:45 pm

I just checked on my credit card balance. I see where the statement was just mailed out and I have enough money to redeem, cause they pay me 1% back for using the card. Dh charges all his building supplies at home depot and we pay the card off each month.
So I just earned $100 to add to the challenge when it arrives. Good deal!

First trip to Wal mart

April 17th, 2007 at 11:04 am

Today was my first trip to Wal mart in about a year! I try not to go because I always spend money.
I have a new dog groomer and he lives about half way to wal mart. Rather than go back home today, I went to buy liquor and then to Wal mart.
I actually think I did pretty well. I only spent $40. I got some things for the kitchen that I needed; a new frying pan, some rammkins, dish towels and I bought my dog a little chair for outside. She likes to sit out with us on the back deck.
I did have a no spend day yesterday and I walked one mile. I can add $2 to my challenge money.
prev. total $7800.00
today 2.00
new total $7802.00

Extra $50

April 16th, 2007 at 03:15 pm

I have an extra $50 in my insurance envelope, so have decided to put this extra money in the challenge money.
Prev. total $7750.00
today 50.00
new total $7800.00

Grilling in the blizzard

April 16th, 2007 at 08:12 am

We cooked steaks on the grill last night, right in the middle of the April blizzard. Dinner was very good.
I walked 2 miles on my treadmill yesterday and the Braves won their game, so I have $3 to add to my challenge
prev. total $7747.00
today 3.00
new total $7750.00

Blizzard

April 15th, 2007 at 03:53 pm

It looks like a blizzard outside. The wind is blowing 40 mph and the snow is just pouring down. It is mid april and I live in the south!! What is going on??

Free cookies!!

April 15th, 2007 at 10:05 am

Someone on my other forum e mailed me asking if there was anything I wanted from Publix in Florida (we don't have publix here). I told her about these great cookies that I had bought last summer when I was there.
So, she brought me some and would not let me pay her back.
I just got a 2nd visit from a Florida forum member and guess what?? Yes, I got more free cookies!
They are so good, but I do not need the calories!! The cookies are "le petit ecolier", the little schoolboy and they are milk chocolate, in case you are wondering.
I also saved almost $10 grocery shopping yesterday using my advantage card at Ingles, to add to my challenge $$>
Prev. total $7737.00
today 10.00
new total $7747.00

Hot dogs!!

April 14th, 2007 at 02:26 pm

When did hot dogs start costing $4 a pack? I don't buy them very often and I sure never thought they were that expensive. Hot dogs used to be a cheap meal!! I like Oscar Meyer beef hot dogs. I looked at the price today and it was $3.99.
I did get them on sale for $2.50. I guess I will only buy them when they are on sale.
I do have the "ridge" money to add to my challenge money.
prev. total $7572.00
today 165.00
new total $7737.00

so peaceful!!

April 14th, 2007 at 10:01 am

Today is a quiet and peaceful day. It is even peaceful on the other forum for a change, a nice change of pace.
I did walk 20 flights of stairs yesterday plus a mile on my treadmill. I had a no spend day and saved money by not using any gas. So I have a total of $3 to add to my challenge money.
prev. total $7569.00
today 3.00
new total $7572.00

Happy Friday 13th!!

April 13th, 2007 at 11:17 am

Happy Friday the 13th. I like 13, it is my lucky number!! When I moved up here from florida, my zip code ended in 13. My Post office box number is 13. My account at Ace and the movie rental store starts with 13. My telephone number starts with 13.
When I bought the vette, I picked it up on the 13th. The temp. tag number started with 13.
My husband's social security number ends with 13.
We got married on Friday the 13th, in May of 1977! Yep, 13 has been good to me!

Dinner home

April 13th, 2007 at 08:06 am

My dh worked late last night. His "worker" has not shown up to work all week and he has a ton of painting to do in the house he is building. So he worked over 12 hours and did not get home until almost 9 pm.
we just had sandwiches for dinner and he had the leftover blueberry crunch one of my friends had bought for lunch. Then we watched the braves game, but we jinxed them and they did not win.
However, I will add the $20 we would have spent for dinner out and add it to my challenge money.
Prev. total $7549.00
today 20.00
new total $7569.00

2 bucks more

April 12th, 2007 at 02:50 pm

Well, it is not much, but I have $2 more to add to my challenge money. The braves won last night's game and I walked a mile. The only thing I bought today was some little smokie sausages. I can't believe that they went from $2.99 to $3.88! That is a big raise in price.
Prev. total $7547.00
today 2.00
new total $7549.00

Lunch

April 12th, 2007 at 05:20 am

I am having lunch today with a few friends. We all met over the internet at a local forum. We have had lunch before, but there is always someone new to meet.
we were all going to meet in the park, but it is supposed to be cool and real windy today, so they are coming here, to my house, instead.
It will be a frugal lunch, we are all bringing our own lunch, plus something to share,if we want to.
I bought some chips and chocolate fudge, my favorite. someone else is bringing blueberry crunch! Sounds like fun!!


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