I really love this forum. I am on a local forum and if you mention anything at all about money, they jump all over you.
They say "you can't take it with you"
On this forum, you get so much encouragement. I don't think there is a negative person on here.
Obviously, the people on the forum are like me and I guess we are in the minority. I would love to teach the others how to save and budget, but they won't listen to what they don't want to hear.

I have started keeping track of how much interest I earn in my savings, checking, money market and c.d. accounts every month.
For the month of April, I earned $2,069.46. Not too shabby!!

Well, I got no checks in the mail today, but I did take a pinecone survey.
The braves won Monday night and I walked two miles. I saved $2 using my advantage card at the grocery store and I saved over $1 using a coupon for a large bottle of free diet 7 up.
Prev. total $10,107.00
today 6.00
new total $10,113.00

I opened up a new C.D. yesterday. I was looking at my account online and they have already credited me with about $15 in interest.
However, my check has not cleared the other bank yet, so that bank also paid me $15 in interest. Free money.
I will add that to my challenge money.
prev. total $10,092.00
today 15.00
new total $10,107.00

Well I added this week's "Ridge" money to the challenge money and I have gone over $10,000 for the year!!
Prev. total $9927.00
today 165.00
new total $10,092.00

I noticed that everyone was doing their net worth today, so i did mine too. The first of the month is an ideal time to do that.
My net worth increased $26,317.00 this past month. Most of it was due to the stock market, all of my mutual funds went up in value.
Plus i was able to increase my local savings account about $8000 due to my deposits and interest.
It has been a very nice day today!

I stopped at the bank yesterday to open a jumbo C.D. The lady said they are only paying 5%. I asked her to ask the prsident of the bank if he could do better.
She just called and they will give me 5.5% now, plus I can have it as long as I want. I wonder how long I should take it; 6 months, 1 year, 2 years, 5??
Anyway, it pays to ask and that will earn me an extra $500 a year.

I asked at the building store for a rebate and got back several thousand last year and already over a thousand this year.

Just ask and see what happens!

I just want to wish everyone a happy May day. When I was a little girl and lived in Virginia, they celebrated May day at school. We even had a May pole. I don't know if they do that anymore or not.

Last year, I approached a building company that we do a lot of business with. I explained that often , Home depot gives us a discount of 10% on purchases. But we still buy more of our building materials at this other company.
Could they give me a rebate.
So, once in a while, out of the blue, I get a rebate check.
I got one in the mail, last night for $1006.00 which I will add to my challenge money.
Prev. total $8921.00
today 1006.00
new total $9927.00

$10,000, here I come!!!!!!!