About Me

Ima saver (julie is my real name)

I am over 60, but still feel like I am just 7. I love to go dancing with my wonderful husband of almost 30 years. Since we have never earned a lot of money, we have learned to take care of what we have. We live in the mountains in north georgia in a big beautiful house that my husband build and it is mortgage free. Now I am trying to save so my "younger" husband can retire someday.

cleaned out the envelopes

July 8th, 2008 at 01:52 pm

I cleaned out the envelopes again. I had $200 in the van envelope ( old van is paid for, but I still make payments) and $50 in the aarp envelope. I will add that to my challenge money.
Prev. total $16,753.00
today 250.00
new total $17,003.00

Posted in $20 Challenge | 4 Comments »

4 Responses to “cleaned out the envelopes”

Jeff Says:
July 8th, 2008 at 02:45 pm

Your always doing so well, Ima!
dividing the dime Says:
July 8th, 2008 at 04:27 pm

I'm so impressed with your intention. I'm inspired to create a new cash envelope. I already use cash envelopes for groceries, household expenses, etc, (just started this in January) but you just made me realize this: We paid off our small mortgage in April and I can STILL pay it by adding $80 a month to a 'no-more-small-mortgage-now-onto-the-big-mortgage' envelope. Hello!! (Thanks for your encouragement!!)
SingleGuyMoney Says:
July 8th, 2008 at 06:23 pm

IMA - Quick question. It seems like you always have extra money in your envelopes. Do you overbudget or underspend?
Ima saver Says:
July 9th, 2008 at 07:49 am

Usually, I underspend. When I pay something off (van or some property i bought) I just keep making that payment to myself and I put it in savings once a month or so.

Ima Saver's Personal Finance Blog

Trying to spend and save wisely

cleaned out the envelopes

4 Responses to “cleaned out the envelopes”

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