I went to the bank and cashed the paycheck before I went to pay bridge.
As soon as I got home I sat down with my cash and funded all my envelopes.
My husband works by the hour and sometimes his check vary a lot. I set my budget up on a sheet of paper and sometimes there is not enough money to fund all of the envelopes. I put the least important envelopes last, like christmas club, medical account, van payment (which had been paid off for 15 months, but I still save it)land payment (which is also paid off now).
I am always tickled when there is enough paycheck to fund all the accounts and there was today.
It helps that my husband works usually 7 days a week.
You might think that medical should not be placed last, but I know if we have to pay a medical bill, we have the cash in savings. It is just nice to save something in advance.
My envelopes are funded
March 12th, 2007 at 10:18 pm
March 13th, 2007 at 03:46 pm 1173800770
I've seen so many cases where once a bill is paid off, the person just fritters it away, not taking into consideration that they've been doing w/out that money and can continue to do w/out it by just saving or allocating it elsewhere.
May 3rd, 2009 at 02:02 pm 1241359341