Ima Saver's Personal Finance Blog

Christmas wrapping

juliedenski@yahoo.com (Ima saver (julie is my real name)) — Thu, 19 Nov 2009 14:35:34 PST

Since I put up my christmas tree so early, (it came in in October and I wanted to see if I liked it enough to keep it) I decided to put some presents in front of it today.
About three years ago, I made a great purchase at QVC. For about $25 I bought a selection of beautiful christmas...

Took it back!

juliedenski@yahoo.com (Ima saver (julie is my real name)) — Tue, 17 Nov 2009 05:23:19 PST

The older I get, the more tired I get of being ripped off. When I use to buy something, (anything) and there was something wrong with it, I just put up with the problem. I don't do that anymore.
I bought some oreo cookies last week and when I opened them on sunday, they were all...

beautiful sunday

juliedenski@yahoo.com (Ima saver (julie is my real name)) — Sun, 15 Nov 2009 12:34:38 PST

It is a beautiful sunday day. dh has even taken his hot rod for a ride to Ace Hardware. It is warmer outside of the house than on the inside. I took my puppy to be groomed Friday and she looks like a different dog, they took off so much hair.
I have 5 one dollar bills to add to...

Turned in my change today

juliedenski@yahoo.com (Ima saver (julie is my real name)) — Sat, 14 Nov 2009 11:08:29 PST

I took all of my change to the bank this morning. I try not to spend any of my change except for pennies. It adds up. I have $36 to add to my challenge today.

Prev. total $15,235.00
today 36.00
new total $15,271.00

Happy friday the 13th!

juliedenski@yahoo.com (Ima saver (julie is my real name)) — Fri, 13 Nov 2009 14:01:04 PST

In case no one has noticed, today is Friday the 13th. The only Friday the 13th of the entire year. I got married on Friday the 13th, so it has always been a lucky day for me.
I had to take my puppy in today to get groomed. She had gotten terrible matted. ( a maltese) They really...

$1 a flush!!

juliedenski@yahoo.com (Ima saver (julie is my real name)) — Fri, 13 Nov 2009 09:42:21 PST

Ok, I did it almost. I kept track like wonderlake suggested! In case you don't know what I am talking about, I had a colonoscopy yesterday.
I started taking the moviprep at 6 pm on Tuesday night and finished it up by 3 am Wednesday morning. So, I spend all of the night and the...

Eating banana popcicles!

juliedenski@yahoo.com (Ima saver (julie is my real name)) — Wed, 11 Nov 2009 12:41:25 PST

That is all I am eating today. I am having a colonoscopy tomorrow.
I am thinking about Fern and how much she disliked the moviprep she had to drink. I start drinking the same thing at 6 pm, then I have to get up at 4 am and drink another quart.
You don't realize how hungry you...

A beautiful fall day!

juliedenski@yahoo.com (Ima saver (julie is my real name)) — Sun, 08 Nov 2009 13:49:31 PST

What a beautiful day it was today. Almost 80 degrees and still some fall leaves to look at. We rode around for a while and spent no money except under $5 at the grocery store for tonight's supper.
I had two no use gas days on Thursday and Friday and the stock market went up, so...

Foreclosures are really bad here.

juliedenski@yahoo.com (Ima saver (julie is my real name)) — Sat, 07 Nov 2009 13:16:11 PST

How are foreclosures in your area? They are really bad here in this small town. We only have a weekly paper, but it is full of foreclosures every week. Sadly, I recognize a lot of the names. The biggest real estate brokerage house in town is even being foreclosed on. It once had...

Adding my ones to the challenge!

juliedenski@yahoo.com (Ima saver (julie is my real name)) — Thu, 05 Nov 2009 09:24:19 PST

It is Thursday morning and I have 5 one dollar bills left in my wallet. So, into the $20 challenge they go!
Prev. total $15,138.00
today 5.00
new total $15,143.00

Don't forget!!

juliedenski@yahoo.com (Ima saver (julie is my real name)) — Wed, 04 Nov 2009 06:51:31 PST

It is time to start collecting for your local food pantry or food bank. Actually, anytime is a good time with so many people being out of work.
If you still have a job and can afford it, please pick up a few items to donate. Here is some of the things they want:
canned potatoes
canned...

Darn, interest rate went down!

juliedenski@yahoo.com (Ima saver (julie is my real name)) — Tue, 03 Nov 2009 13:30:14 PST

I check my bank accounts almost every day and noticed that the bank had lowered the interest rate they pay. When I first opened these checking accounts, the bank was paying 3.19 for an entire year.
We have to keep a lot of cash in the bank for building spec houses. We never take...

Finally added some to savings!

juliedenski@yahoo.com (Ima saver (julie is my real name)) — Tue, 03 Nov 2009 09:20:04 PST

Except for the $20 challenge, I have not done very well in adding to my savings account this year. It seems like so many things have happened. My vet bill was over $1000; my dh had two eye exams plus new glasses for a cost of over $1000, we got 2 new bedroom chairs and a breakfast...

How much does a burial plot cost?

juliedenski@yahoo.com (Ima saver (julie is my real name)) — Mon, 02 Nov 2009 08:12:30 PST

Lux got me to thinking about that? I have 2 plots that my mother purchased when I was a little girl and my father passed away.
Thanks to Lux, I was able to find a website with a phone number to call, but I was wondering if any of you know the average cost today?

Networth up slightly

juliedenski@yahoo.com (Ima saver (julie is my real name)) — Sun, 01 Nov 2009 13:59:43 PST

Once a year I have to complete my husband's building license renewal for the state of North Carolina. Even tho we live in Georgia, N.C. is only 10 miles away and he has built houses there also.
N.C. requires you to turn in a financial statement to prove your net worth.
When I first...

Happy Halloween

juliedenski@yahoo.com (Ima saver (julie is my real name)) — Sat, 31 Oct 2009 08:55:41 PST

I have always loved Halloween. I love getting dressed up. Usually we have a party to attend. My dh has won first prize in costume the past two years and I have come in 2nd. This year, the lady who gives the party has been ill, so no parties this year.
Our little town celebrates...

Saving those one's!

juliedenski@yahoo.com (Ima saver (julie is my real name)) — Thu, 29 Oct 2009 14:38:37 PST

I am still setting aside all my one dollar bills each day to add to the challenge. I have 4 of them to add today. I also save all of my change. My regular end of the month check came yesterday, so I am also adding that to my challenge.
Prev. total $14,543.00
today 587.00
new...

A beautiful day today!

juliedenski@yahoo.com (Ima saver (julie is my real name)) — Wed, 28 Oct 2009 13:50:58 PST

It was a beautiful day today. Especially, after yesterday's all day rain. No heat, no air today; the weather is perfect and I got all my errands run.
The free dinner last night was delicious and I am going to take $20 to add to the challenge; cause that is what the dinner would...

Free dinner tonight!

juliedenski@yahoo.com (Ima saver (julie is my real name)) — Tue, 27 Oct 2009 13:33:46 PST

We are going out for a free dinner tonight. About once a week, I receive something in the mail about a free dinner and you have to listen to a presentation after the dinner. It usually has something to do with money, annunities, insurance, etc. (You will start getting these when...

The biggest Bar b Que ever!

juliedenski@yahoo.com (Ima saver (julie is my real name)) — Sun, 25 Oct 2009 12:01:59 PST

Yesterday, we attended a giant party and cook out. What started out as a simple cook out 27 years ago has turned into an outdoor party for over 800 people. I don't really like bar b que, but boy are the desserts good! People come from all over Georgia to attend this party. It is...