http://imasaver.savingadvice.com Trying to spend and save wisely info@savingadvice.com Ima saver (julie is my real name) en-us http://imasaver.savingadvice.com/2009/11/05/adding-my-ones-to-the-challenge_54851/ It is Thursday morning and I have 5 one dollar bills left in my wallet. So, into the $20 challenge they go!<br /> Prev. total $15,138.00<br /> today 5.00<br /> new total $15,143.00 Thu, 05 Nov 2009 09:24:19 PST juliedenski@yahoo.com (Ima saver (julie is my real name)) http://imasaver.savingadvice.com/2009/11/04/dont-forget_54818/ It is time to start collecting for your local food pantry or food bank. Actually, anytime is a good time with so many people being out of work.<br /> If you still have a job and can afford it, please pick up a few items to donate. Here is some of the things they want:<br /> canned potatoes<br /> canned... Wed, 04 Nov 2009 06:51:31 PST juliedenski@yahoo.com (Ima saver (julie is my real name)) http://imasaver.savingadvice.com/2009/11/03/darn-interest-rate-went-down_54799/ I check my bank accounts almost every day and noticed that the bank had lowered the interest rate they pay. When I first opened these checking accounts, the bank was paying 3.19 for an entire year.<br /> We have to keep a lot of cash in the bank for building spec houses. We never take... Tue, 03 Nov 2009 13:30:14 PST juliedenski@yahoo.com (Ima saver (julie is my real name)) http://imasaver.savingadvice.com/2009/11/03/finally-added-some-to-savings_54788/ Except for the $20 challenge, I have not done very well in adding to my savings account this year. It seems like so many things have happened. My vet bill was over $1000; my dh had two eye exams plus new glasses for a cost of over $1000, we got 2 new bedroom chairs and a breakfast... Tue, 03 Nov 2009 09:20:04 PST juliedenski@yahoo.com (Ima saver (julie is my real name)) http://imasaver.savingadvice.com/2009/11/02/how-much-does-a-burial-plot-cost_54750/ Lux got me to thinking about that? I have 2 plots that my mother purchased when I was a little girl and my father passed away.<br /> Thanks to Lux, I was able to find a website with a phone number to call, but I was wondering if any of you know the average cost today? Mon, 02 Nov 2009 08:12:30 PST juliedenski@yahoo.com (Ima saver (julie is my real name)) http://imasaver.savingadvice.com/2009/11/01/networth-up-slightly_54725/ Once a year I have to complete my husband's building license renewal for the state of North Carolina. Even tho we live in Georgia, N.C. is only 10 miles away and he has built houses there also.<br /> N.C. requires you to turn in a financial statement to prove your net worth.<br /> When I first... Sun, 01 Nov 2009 13:59:43 PST juliedenski@yahoo.com (Ima saver (julie is my real name)) http://imasaver.savingadvice.com/2009/10/31/happy-halloween_54703/ I have always loved Halloween. I love getting dressed up. Usually we have a party to attend. My dh has won first prize in costume the past two years and I have come in 2nd. This year, the lady who gives the party has been ill, so no parties this year.<br /> Our little town celebrates... Sat, 31 Oct 2009 08:55:41 PST juliedenski@yahoo.com (Ima saver (julie is my real name)) http://imasaver.savingadvice.com/2009/10/29/saving-those-ones_54670/ I am still setting aside all my one dollar bills each day to add to the challenge. I have 4 of them to add today. I also save all of my change. My regular end of the month check came yesterday, so I am also adding that to my challenge.<br /> Prev. total $14,543.00<br /> today 587.00<br /> new... Thu, 29 Oct 2009 14:38:37 PST juliedenski@yahoo.com (Ima saver (julie is my real name)) http://imasaver.savingadvice.com/2009/10/28/a-beautiful-day-today_54640/ It was a beautiful day today. Especially, after yesterday's all day rain. No heat, no air today; the weather is perfect and I got all my errands run.<br /> The free dinner last night was delicious and I am going to take $20 to add to the challenge; cause that is what the dinner would... Wed, 28 Oct 2009 13:50:58 PST juliedenski@yahoo.com (Ima saver (julie is my real name)) http://imasaver.savingadvice.com/2009/10/27/free-dinner-tonight_54614/ We are going out for a free dinner tonight. About once a week, I receive something in the mail about a free dinner and you have to listen to a presentation after the dinner. It usually has something to do with money, annunities, insurance, etc. (You will start getting these when... Tue, 27 Oct 2009 13:33:46 PST juliedenski@yahoo.com (Ima saver (julie is my real name)) http://imasaver.savingadvice.com/2009/10/25/the-biggest-bar-b-que-ever_54563/ Yesterday, we attended a giant party and cook out. What started out as a simple cook out 27 years ago has turned into an outdoor party for over 800 people. I don't really like bar b que, but boy are the desserts good! People come from all over Georgia to attend this party. It is... Sun, 25 Oct 2009 12:01:59 PST juliedenski@yahoo.com (Ima saver (julie is my real name)) http://imasaver.savingadvice.com/2009/10/23/dance-of-joy_54521/ If you ever saw the the tv show, perfect strangers, you would know that when ever Balki got happy, he did the"dance of joy"<br /> Well, that is what I am doing right now, because my dh got another new house to build.<br /> There is absolutely nothing going on here in our area. There are hundred... Fri, 23 Oct 2009 10:13:36 PST juliedenski@yahoo.com (Ima saver (julie is my real name)) http://imasaver.savingadvice.com/2009/10/21/just-85cents-to-feed-the-puppy-this-mont_54480/ I stopped and got a 5 pound bag of puppy food for my puppy, Molly. She likes Purina puppy food and my local Ace store carries it. I had a $5 Ace rewards card, so the puppy food only cost me 85 cents and will last a month.<br /> I am adding the $5 I saved, plus my ones, $3 to the $20 challenge.<br /> Prev.... Wed, 21 Oct 2009 12:39:52 PST juliedenski@yahoo.com (Ima saver (julie is my real name)) http://imasaver.savingadvice.com/2009/10/18/sunday-savings_54398/ I got up early this morning and went and did my grocery shopping before the store got too full. I saved $7 using my Ingles card, plus I had 4 one's left over from yesterday. That is $11 more to add to my challenge money.<br /> prev. total $14,284.00<br /> today 11.00<br /> new total $14,295.00 Sun, 18 Oct 2009 09:54:19 PST juliedenski@yahoo.com (Ima saver (julie is my real name)) http://imasaver.savingadvice.com/2009/10/17/what-a-miserable-day_54368/ That is what it is like today, in the North Georgia mountains. Cold and occasional rain all day. Too bad there is a big festival at the park and also a big car showing going on. I am only going outside when the pups need to go potty.<br /> I had a no use gas yesterday ($2) and 2 one... Sat, 17 Oct 2009 11:40:07 PST juliedenski@yahoo.com (Ima saver (julie is my real name)) http://imasaver.savingadvice.com/2009/10/16/first-frost_54355/ We are expecting temperatures at below freezing this weekend, but I still have not turned on my heat. I live close to N. Georgia gal, so our weather is just alike. I wish I had a fireplace that burns wood, like she does.<br /> Yesterday, the stock market went up and I had a no use gas... Fri, 16 Oct 2009 11:31:57 PST juliedenski@yahoo.com (Ima saver (julie is my real name)) http://imasaver.savingadvice.com/2009/10/15/dow-10000_54337/ The dow first hit the 10,000 mark in March of 1999. Well, we all know that the market went way down and yesterday, finally made it back to the 10,000 mark again. They are calling it "the lost decade"<br /> I went grocery shopping at Wal marts yesterday and spent almost $15. So, I got... Thu, 15 Oct 2009 12:20:41 PST juliedenski@yahoo.com (Ima saver (julie is my real name)) http://imasaver.savingadvice.com/2009/10/14/first-christmas-tree-contest_54305/ Well, I know I will not win the "longest before turning on the heat" contest, so I decided to start "who will be the first to put up your christmas tree" contest?<br /> I know someone in fla. or California will probably win the no heat contest. Heck, I have been to central Florida in January... Wed, 14 Oct 2009 09:58:32 PST juliedenski@yahoo.com (Ima saver (julie is my real name)) http://imasaver.savingadvice.com/2009/10/13/the-creek-is-full_54278/ After a day and night of rain, the creek is full to the top. It is so nice to walk outside and hear the rushing water.<br /> I had a no use gas day yesterday and the stock market went up also. That is $3 for the challenge, plus I still have 3 ones left over from yesterday. I didn't go... Tue, 13 Oct 2009 08:36:47 PST juliedenski@yahoo.com (Ima saver (julie is my real name)) http://imasaver.savingadvice.com/2009/10/12/rainy-day-in-georgia_54257/ It is a rainy day in Georgia. Normally, I look forward to Mondays, cause it is pay day and bridge day. Today, the banks are closed and we cannot find a fourth for bridge either.<br /> However, yesterday, I had a no spend day and a no use gas day, so I will add $2 to my challenge account.<br /> Yesterday,... Mon, 12 Oct 2009 08:21:21 PST juliedenski@yahoo.com (Ima saver (julie is my real name))