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Missing check!

October 16th, 2015 at 04:47 pm

DH ran into the couple who bought our last house. WE are holding the mortgage on the house.
She mentioned to him that she had just put the house payment in the mail that day to us.
It was mailed on October 9th. Today is October 16th and we still have not received it. It only had to travel about 6 miles. I am afraid that it is lost in the mail.

$20 challenge total $19,329.00

9 Responses to “Missing check!”

  1. creditcardfree Says:

    I would definitely call the buyers...they need to know you didn't receive it so you can get paid.

  2. crazyliblady Says:

    In the city I live in, any outgoing mail has to go to a really post office in a big city three hours away before it goes anywhere else, even if it is supposed to go to an address in our same city. Could that be the case here? Just a thought.

  3. ceejay74 Says:

    Fingers crossed it's just a problem with the mail and they aren't stalling because they're falling behind on the mortgage!

  4. snafu Says:

    I'm seeing it in the same prism as CJ. These folks did not qualify for a mortgage from a traditional lender. I'm wondering if they're feeling a strain resulting from competing calls on their income. Have they some kind of mortgage insurance [PMI] with DH as benefactor? How do municipal taxes get paid? I'd not be flexible this early in the relationship as this younger generation may not take financial obligations as seriously as older generations...

  5. MonkeyMama Says:

    I personally avoid the mail as much as possible - very slow and bad in our city. Well, that was like 10 years ago. I've stopped using snail mail accordingly.

    I'd let them know that you haven't received it, but I wouldn't be surprised at all if it was really lost in the mail

  6. VS_ozgirl Says:

    Can they deposit it into a specific bank account in future? Or even better have an automatic direct debit taken from their account into yours? As Snafu's post was saying it is a good idea to not be flexible with mortgage repayments. Our bank certainly weren't. The terms were your mortgage can either be withdrawn monthly, fortnightly, or weekly. It gets withdrawn by direct debit from an account you choose but being withdrawn by direct debit is not a preference, it's a condition of the mortgage. Might be worth asking for a change in payment method to make the process more reliable.

  7. FrugalTexan75 Says:

    There was a postal holiday on Monday which also could have had a delaying effect. I run into slow mail issues ALL THE TIME at the bus station. Part of what I do is fill mail in bus pass orders. I always tell the people to send their order in two weeks before their current pass expires - just in case the mail is a pain!

  8. Joan.of.the.Arch Says:

    Here, too, we are waiting for money said to have been mailed on October 9. I'm attributing the slowness to the post office holiday.

  9. Ima saver Says:

    I really do believe it is a mail problem. They are very honest people and I don't think they would say they mailed it on the 9th, if they didn't. After all, the check is not due until the 25th, so they are not late with the check.

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