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Archive for January, 2009

I watched suze Orman last night.

January 3rd, 2009 at 03:54 pm

Suze is usually not on Friday nights, but she was last night. She was giving advice to a lady in serious debt.
The husband brought home $9000 a month ( nice pay) but they owed $232,000 in credit card debt. They also paid $6000 a month house payment on their million dollar home.
Suze advised her to sell the house and use the house payment to pay off the credit card debt. Of course, she told Suze that that was NOT going to happen and "something" will come up to solve the problem.
She was so in denial and Suze was so frustrated about it.
What can this woman be thinking of??

I forgot the $20!!

January 2nd, 2009 at 04:52 pm

I started the new 2009 $20 challenge yesterday, but I forgot to put in the first $20!! So, I just took a $20 bill out of my misc. envelope and will add that to what I have already saved.
Prev. total $261.00
today 20.00
new total $281.00

Suze says:

January 2nd, 2009 at 02:10 pm

I don't watch Suze Orman much, mostly cause my dh does not like her. However, I do watch CNN a lot and once in a while, she is on there.
She was on CNN for about 30 seconds on new year's eve.
Her advice: Take social security as soon as you are able to.
She gave no reason why! My guess? She is afraid it might run out.
Well, that is what I did. My family does not seem to live a long time. I lost all 4 grandparents by the time I was 11. All my aunts and uncles died by the time I hit my mid 30's.
My father died of a heart attack at age 55 and my mother got cancer at age 55. My sister died at age 59.

So, I signed up a few months before age 62. You do not get s/s on your 62nd birthday. You have to wait til 2 months later. You also do not get a check on the first of the month. It depends on your birthday. The checks come out on Wednesday's and mine is the 4th wednesday of the month.

I decided to take my social security check and save it every month. So far, have never spent a penny. I don't feel a bit old, so I will save it for my old age. What do you think you will do?

Steak on sale!

January 2nd, 2009 at 01:43 pm

Bi Lo's had a good deal on N. Y. strip steak this week. It is normally $10.99 a pound, but this week it is $4.99 a pound. I picked up a pack of 4 steaks marked $22 and it was only $11, so i saved $11. I will add that to my challenge money.
Prev. total $250.00
today 11.00
new total $261.00

Electric bill update.

January 1st, 2009 at 06:35 pm

I paid my electric bill today. Even tho our kwh price has gone up over 20% this past month, my bill was still $50 lower than what I budgeted for. I have a large house (3200 sq. feet) plus an extra garage with a bath and eff. apt, so I am pretty happy with a $110 bill this month. So, I will add that $50 to my $20 challenge.
Prev. total $200.00
new total 50.00
new total $250.00

Good start!

January 1st, 2009 at 04:22 pm

I have made a good start on the 2009 challenge. My dh received $200 for a christmas gift from the couple he is building a house for. He gave it to me to start my $20 challenge.
Prev. total $ zero
today $ 200.00
new total $ 200.00

Happy New Year!!

January 1st, 2009 at 03:58 pm

I hope all of you have a happy and prosperous New Year!!


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