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Medical fund is taking a hit!

August 28th, 2008 at 08:19 pm

Our medical fund fund is taking a hit this week. We paid out $140 to find out that dh does NOT have to have a colonoscopy done this year and today, I took him to the oral surgeon. That bill was $695 but they knocked off $85 cause we don't have insurance.
Even tho he got put to sleep, he wanted to go back to work this afternoon. I made him stay home and rest. Just so glad that we have a medical fund when we need it. I put aside $100 a week for this.

3 Responses to “Medical fund is taking a hit!”

  1. nance Says:
    1219959809

    Having a medical fund is great, but as we get older, I think it is really important to have medical insurance. Even if it is a high deductible, it is necessary. One serious illness or accident can wipe you out.

  2. disneysteve Says:
    1219973112

    I know we've had this discussion before, and I don't expect to change your mind, but I have to agree with nance. A few hundred dollars, or even a few thousand, might be something you guys can handle just fine, but what happens if the bill starts getting into 5 digits, or 6?

    My 42-year-old wife in perfect health (or so we thought) had to have emergency gallbladder surgery. The hospital bill was $28,000. That didn't include the original visit with the doctor or the ultrasound that led up to the surgery. Even with insurance, our out of pocket expenses came to a few thousand dollars, and that was after the hospital gave me a discount on our share. Something more serious or involving a longer hospital stay could easily have been $50,000 or $100,000 or more.

    By not having health insurance, you risk losing everything you have worked so hard to build your whole lives.

  3. Amber Says:
    1219983766

    Dental bills I never want to see again(over 3K thus far and I am scheduled next week) good for you Ima setting aside something, you're always on the ball. But I do agree with the others not having insurance is a huge risk

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