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Home > Back to being frugal!!

Back to being frugal!!

October 21st, 2007 at 05:15 pm

Well, I have certainly had about 10 days of not being frugal at all.
First of all i went to my class reunion in Florida, so I stayed in a motel and we ate all of our meals out.
Then, the car broke down and it took $1800 to get the fuel pump replaced. We also spent $300 on a rental car while we were there.
We had ordered a new car in July and it was waiting for us when we finally got back, so I put down a BIG down payment.
I always have a car fund that I contribute to every week. That is just part of my budget. I actually have enough in my car fund to pay cash for the car but don't tell my husband. He is very good with money except for his weakness with cars.
At least he is better than his younger brother.
All that guy talks about is racing. He goes to the races every week somewhere and all he watches is speedtv. (I would not have been married to him very long)
He also has 6 horses, 2 dogs, 4 cats, 11 vehicles, a boat and 2 ATV's.
So, it is back to be frugal this week. I found steak at Bi Lo on sale so I saved $4 which I will add to the $20 challenge today.
Prev. total $23,039.00
today 4.00
new total $23,043.00

Posted in $20 Challenge | 9 Comments »

9 Responses to “Back to being frugal!!”

  1. disneysteve Says:
    October 21st, 2007 at 05:44 pm 1192988669
    1192988669

    I happen to believe that one big reason for being frugal is so that we have the money to spend on special things and emergencies and purchases that are really meaningful to us. For example, travel is a priority for us. If we weren't so frugal in our day to day lives, we couldn't afford to travel as we do. Rather than go and worry the whole trip about what it is costing and how much we're spending, we go with a clear head and enjoy ourselves because we know we've saved up by watching our spending in other ways.

    So enjoy the splurges, deal with the unforeseen emergencies, have fun in the new Vette and keep living below your means the rest of the time.

  2. Ima saver Says:
    October 21st, 2007 at 06:32 pm 1192991561
    1192991561

    Thanks, Steve, that is just what I intend to do. It is so nice to have the money saved for emergencies and splurges!!
    We used to like to travel a lot too when I was younger. Cruises were our big thing and we saved up for them and never regretted spending the money. We have been on 14 cruises!!

  3. NoExcuseBudget Says:
    October 21st, 2007 at 06:53 pm 1192992780
    1192992780

    I totally agree with you guys. Being careful with your money is all about saving on the unimportant stuff and getting the best deal on the things that are important to you. Cars are important to me, I'll spend major money on a SAFE car for the kids... but I still try to get the best deal on it, lol!

    Good job having the money for the repairs and the new car! Can I ask how much you either put into your car fund monthly or what % of take home money... I'd like to share this on my website if it's okay... it's a great idea!

    We always put nothing down and then research the best rate and price, seperately... I wrote a post about my email/fax game that I play to get the best price... I'll have to dig it up!

    Again, great job!

  4. Ima saver Says:
    October 21st, 2007 at 07:46 pm 1192995963
    1192995963

    Well, I use to pay $400 a month for a car payment and $600 a month on some mountain view property that we had a mortgage on. I paid both of these off, so I continue putting $1000 a month into my car fund. I also put my $20 challenge money into the car fund, so the amount was up to $51,000. My home has been paid for, for years, so new cars are our biggest expense.

  5. Nic Says:
    October 21st, 2007 at 07:50 pm 1192996253
    1192996253

    Welcome back! Glad you're home safe and sound. Smile

  6. scfr Says:
    October 22nd, 2007 at 02:42 am 1193020930
    1193020930

    Ima Saver - I thought about you and your husband today when I was househunting! I visited an open house where the house itself was only about 1,600 sq ft, but there were 2 outbuildings and they had space for a total of 8 cars (or 6 cars and a shop, or 4 cars and 2 shops)!!! Made me think of you guys and your growing car collection.

  7. terri77 Says:
    October 22nd, 2007 at 02:50 pm 1193064635
    1193064635

    I'm about to buy a new car myself. I've just been looking so far. What did you get?

  8. Ima saver Says:
    October 22nd, 2007 at 02:56 pm 1193065000
    1193065000

    We got a 2008 yellow corvette. We love corvettes and this is our third.

  9. terri77 Says:
    October 23rd, 2007 at 04:47 pm 1193158030
    1193158030

    Cool. My dad had one back when I was a baby. I think it was white.

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