Layout:
Home > Page: 2

Archive for August, 2006

misc. money

August 18th, 2006 at 04:18 pm

My dh gets an allowance every week, most of which he spends on gas.The past two days, he has taken garbage from the two job sites to the dump and he pays cash. so, out of pocket, $12 for garbage that is not even ours.
I asked him this morning if he had any money and he said he had a few dollars. That has to do him until Monday night.
So I took $20 from the misc. envelope and gave it to him.
I put $20 in the envelope every week. After checking it, I found there was $200 in there, that is way too much. Obviously, I have not needed the money in a while.
I will add that $100 to my challenge money:
Prev. total $$10,329.00
today 100.00
new total $10,429.00

rounding up

August 18th, 2006 at 03:05 pm

Our restaurant has changed their policy. Instead of going up front and paying the bill, you pay your server. Now you no longer get back your exact change. Instead, the server rounds up the bill. I was supposed to get $6.52 back in change last night, instead I got $6.50! I don't begrudge the server the 2 cents, but I had already left her a $6 tip on a $23 bill. Somehow, that doesn't seem right! I must be cheap!

Halloween

August 17th, 2006 at 09:40 pm

We got an invitation to a Halloween party today. It is the lady that gives the great parties.
She invited us to her first one and we have never even met. Someone just told her we liked dressing up and going to parties.
My husband won the 1st place prize in halloween dress up contest.
She had a 50's party this summer and even tho I was a pretty funny looking Elvis, I did not win. I did win the dance contest. I gave my prize away; I guess I should have sold it, It was 1/2 hour massage!
I am looking forward to it!

Hard to save when you're not spending

August 17th, 2006 at 07:43 pm

I also add in the money I save using coupons or my advantage card or bi lo card. It is hard to have anything to save if you are not sending. Well, I did at least walk 60 minutes, so i can add $2 to my challenge money.
prev. total $10,327.00
today 2.00
new total $10,329.00
I meant to say spending, not sending.

Broken dryer

August 17th, 2006 at 07:36 pm

I have no clothes lines or drier racks, so i have to use the dryer. However, I drape the clothes all over things and let them air dry as long as possible. When my dh got home the other night, the first thing he thought was the dryer was broken.
When I told him why I was doing this, he thought I was kind of silly.
I realize now that I have always been a non spending person so he has never lived with any one that was a spend thrift.
He has never worried about money cause I have never given him a reason to worry. I don't think he has any idea what some people go thru, with money problems.
He has it pretty good!

Elvis has left the building

August 17th, 2006 at 06:42 pm

I forgot to mention that yesterday was the 29th anniversary of elvis's death. I still have the ticket stub to the only concert of his I ever attended. The really funny thing is that I still have the "jumpsuit" I wore to the concert. It was a memorable week for me.
After seeing Elvis on Feb. 15th, 1977, I went on a blind date 3 days later with my dh!!

Missing Ray

August 17th, 2006 at 02:36 pm

I have been missing Ray, but I just read that she is having an extended vacation. she is out camping and river gazing. It reminds me of how lucky I was to live on a beautiful, remote river for 11 years. My house was right on top of the river, but so hidden by trees that the tubers and canoers could barely see it. We sat outside by the river every night and just listened to it.
I live on a very nice big creek now, so it is almost the same, but no canoers. We do get lots of deer. I had a mamaa deer and spotted baby in my back yard, just a few days ago. Life is good.

$20 off certificate

August 16th, 2006 at 09:24 pm

I just got the mail. Home depot sent me a $20 off coupon if i use my credit card. (their card of course)
I have to spend at least $100, so for most people that is really not a good deal. However, I am building a house for sale, so it is no problem for me.
I try not to use this gift cards or rebate if it requires me to spend money I don't need to spend.
But this house definately needs a lot of stuff, like 4 toilets! So that $20 will come in handy!

Boondocks

August 16th, 2006 at 06:31 pm

I talked to the nice lady that is doing a show on the book, "Good deals and geat adventures that you absolutely can't get unless you are over 50"
I wasn't much help to her, cause I live in the boondocks. The closest mall is a 4 hour trip, round trip. I have not been in years!
We have to drive to another state to go to wal mart and to buy liquor.
We are a dry county, so we have no chain restaurants, like Ruby Tuesdays or TGIF.
I love living here. I am not a shopper.
If I need some jeans, I order from QVC. Sure they charge me shipping, but how much does it cost to drive over 200 miles to buy something. I figure about $27 for my car, a half tank!

I need to go and borrow the book from the library. I am sure there are a lot of good deals in the book, but the best deal I think I have already figured out.

I just eat out locally where I can brown bag and not pay for drinks.
I just buy something when I really need it.
I don't spend much money, I try and save it instead.

Saved $32

August 16th, 2006 at 04:52 pm

My puppy was due for her grooming today, but the groomer was out sick. So that is$32 I saved today, but I won't add that to my challenge cause I will just have to pay it out later. She still looks pretty good except her ears. She gets them in her food, no matter how little a bowl I give her. I guess she needs a pony tail holder!

Another $20

August 15th, 2006 at 07:28 pm

We stayed home for dinner last night. supper was just left overs from Sunday night, so we really did not have to cook. I will add the $20 I would have spent dining out, to my challenge money,
prev. total $10,307.00
today 20.00
new total $10,327.00

Rich builders??

August 15th, 2006 at 05:44 pm

Are all builders rich? We're not. My husband has been building in this area for 22 years! He has always worked by the hour. He started making $7.50 an hour and now he is up to $25.00 an hour.

He really saves the customer's money cause he does all the work by himself. He can build all the cabinets in the house for under $8000, that is labor and all materials. Get a quote from a cabinet shop, they will charge you about $40,000. (I am talking kitchen and 3 baths)
He does everything else too, hardwood floor, paint, trim, plumb, elec. tile, etc.
I just found out that a house he finished in 2000 is going on the market for 1.3 million. I looked to see how much he made in labor on the house (he was there 18 months) He made $28,000, so see, not all builders are rich!

Will the check bounce??

August 15th, 2006 at 04:53 pm

I put the $36 check I got in the mail, into the bank this morning. I had ordered a mag. subscription on Mar. 11th and never got anything. I called and asked for my money back. The check has no address on it , just a name. I wonder if it is any good? How long does it take for a check to bounce? I guess I will know something in the next 2 weeks!

Bank run!

August 15th, 2006 at 03:22 pm

Well, I am back from the bank. I hate when I have to get up early to get a check into the bank. I worry that all the checks will come in and something will bounce. You see my husband wrote out 4 checks yesterday for close to $5000 but the customer only had $2100 in his account. Why don't people realize that you have to have money to build their houses.?? The locals here cash their checks quickly. I paid a guy $4300 last Friday morning. When I checked my account at 11 am that same day, the money was already out of my account.
I sure don't want to have to pay whatever the fee is for bouncing a check!

Feeding critters

August 15th, 2006 at 02:59 pm

I guess I would save money if i did not feed so many critters. We have 3 big bird feeders, plus a hummingbird feeder, so i buy a 50 pound bag of bird feed every month. I also buy a 50 pound bag of corn. The deer like that, along with the squirrels and groundhogs.
I wonder what the birds ate, before there were bird feeders.
Anyway, I consider it money well spent!

Love reading blogs

August 15th, 2006 at 01:09 pm

Good morning, it is only 8:08 am and I am already up reading these blogs. I enjoy them so much!! I get so many good ideas, and I feel like I am reading about my family! That is nice when you don't have any family!

Who uses the middle priced gas?

August 14th, 2006 at 10:33 pm

I often wonder if anyone uses the middle priced gas. I use the premium otherwise my car makes a pinging noise.
I have stuff on the car that lets you know what the average mile per gallon that you get. On my trip to Murphy., N.C., I got 29 miles per gallon. It is a small two lane highway, but there are several red lights along the way, so i thought that was pretty good! See, I drive an economy car!

Warning

August 14th, 2006 at 08:51 pm

The magazine place that tried to rip me off is called Premier subscriber services! I ordered from Magsforless about 2 weeks ago. I wonder if that will be a rip off too. At least this one was cheaper, only $6.50! They have already charged my card, so we shall see. I think I have learned a lesson, just pay full price and get over it!
I only read Money but my dh loves Street Rodder!

Check is in the mail

August 14th, 2006 at 08:27 pm

I subscribed to one of those lower cost places that promises magazines subscriptions for less.
That was March 11th. I have called them 5 times,but I just get a recording. The last time I called I said I was going to the better business bureau and complain. I got a call back and they promised to send my money back.
That was 2 weeks ago, but I got a check today. No address printed on the check! Wonder why?? But I will add that $36 to my challege money and hope the check does not bounce!

prev. total $10,271.00
today 36.00
new total $10,307.00

Thunder road

August 14th, 2006 at 05:29 pm

Most of you don't remember that movie! It is all about running moonshine! Whenever i make my liquor run, i think about that. It is silly that I have to drive to another state to buy liquor, even sillier that I can't buy beer there, I have to drive to a different county to buy that. Oh well!!

Today is Pay day

August 14th, 2006 at 04:57 pm

today is pay day, my favorite day of the week. I slept in late too, which felt good. I got up after my husband left for work and laid on the couch. I wish I could sleep on it every night, it is so comfortable!!

I am mad!!

August 14th, 2006 at 04:01 pm

We are just starting to build for a guy we have known a few years. He has heard me complain about having to beg for money to pay for bills. He said "money will never be a problem with me"
I asked for money last Tuesday. Today, we paid several bills for a concrete pour. My husband asked him again. Still no money. so I am $3000 in the hole right now. I am writing him a letter today!!

75 days straight

August 13th, 2006 at 07:49 pm

That is about how long it has been since my dh took a day off. He is working again today, but will come home early to cut grass. I should do it, but our mower is about worn out and I can't get it in gear. It is time for a new riding mower or move to a house without all this big yard. (2 acres of grass)
I ran to the store and got some potatoes for supper.
I need some vitamins too. The CVS was having buy one, get one 50% off on wet and wild makeup. I like their lipstick (it's cheap) so I bought two items that my dh can give me for christmas. Saved $1 there and got $2 more for walking 60 minutes, so $3 more to my challenge.
prev.total $10,269.00
today 3.00
new total $10,271.00

No A/C

August 13th, 2006 at 03:01 pm

It rained all day yesterday and cooled down a lot. I wish I could open the windows, but I have no screens. Anyway, the A/C never came on all day. We can turn off all the lights and tv's we want, it is the A/C and hot water that make the big difference. My meter reading looked good today, the first time in a month!!

Wearing a coat

August 12th, 2006 at 09:01 pm

It is cool, about 70 and raining today. It was so cold in the grocery store that I had to wear a jacket. Lucky I had one left in the car. I love it but I know the hot muggy days will be back. At least my A/C is having a day off.
I did not buy a whole lot but used some coupons and saved $4. I will add that to my challenge money.
prev. total $10,264.00
today 4.00
new toal $10,268.00

nervous

August 12th, 2006 at 03:26 pm

I am getting nervous about this house we are building. I never dreamed we would have so much money in it.
You see, land has gone sky high the past few years around here. We seemed to have picked out a very expensive planned house to build.
Georgia is now having inspections and everyone is required to have general liability insurance and workman's comp, so prices for things have gone sky high. Last year we paid a roofer $650 to work for a few days putting shingles on, now it cost $2400!
Yesterday, I transferred $40,000 from my savings to my checking to pay the bills.
To date, I have $162,000 in this house and I don't even have the drywall done inside yet. That is not counting the $65,000 that I paid for the lot.
That is $227,000 that I have so far, just sitting.
My husband is so busy with the other 2 houses, he does not have much time for this one.
I hope our next house does not cost this much. I liked building cute cabins better. It is so hard to find a reasonable lot around here. Everyone wants a mountain view!!
I need to quit worrying and be grateful that I have so much!! Thanks for letting me get this worry off my chest a little bit!

I have to share

August 11th, 2006 at 09:22 pm

Nothing about money, but I just went downstairs and my puppy (6 years old) is in the living room, she runs to the french doors, and there 15 feet away , is standing a mother deer with her spotted baby. So beautiful. How anyone can kill an animal is beyond me.

Too much water

August 11th, 2006 at 08:42 pm

It has been a long, hot, dry summer. Our weeping willow tree is not looking too good, so we decided to water it last night. Problem is, we also forgot to turn off the sprinkler and it ran all night. That won't help my water bill. But if it saves the tree, it will be worth it.
I did my walking, stairs and saved $3 using coupons yesterday, so another $5 to add to my challenge.
prev. total $10,259.00
today 5.00
new total $10,264.00

Frugal dinner

August 11th, 2006 at 06:19 pm

It seems like when we stay home to save money, it cost us almost as much as going out. i guess that is because we like to cook steak on the grill and by the time we buy two steaks and charcoal, we have spent about $20.
That is about what we spend going out to eat at night.
Yesterday, I bought hamburger on sale for $2. We got free corn on the cobb and green beans given to us. I had some cottage cheese left over from the lasagna also. So our dinner last night cost us about $2, plus I have a hamburger left for my lunch today.

Another $20

August 11th, 2006 at 03:14 pm

We stayed home last night and watched the turtle crawl around on the porch for a while.Then i put him/her down by the creek, so I hope he is doing ok today. anyway, we cooked out on the grill last night and saved the money we would have spent going out. That is another $20 for the challenge.
prev. total $10,239.00
today 20.00
new total $10,259.00


<< Newer EntriesOlder Entries >>